9 Rye Field, Ashtead, KT21 2EH

UPRN:10000000577Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: -EPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,301,000

£1.24M - £1.37MHigh

Estimate

£1.30M

Range

£1.24M – £1.37M

Rent Estimate (pcm)

£4,250

£4k - £5k

Monthly

£4,250

Yield

3.92%

Verdict

Derived from HomePortfolio scores

9 Rye Field earns an INVESTIGATE rating with HP Score 73/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (37/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

37/ 100

Mixed

Transit & Bike

Transit 6Bike 31

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +0.1% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10000000577· as of 12 Oct 2026
Rental economics0/40
gross yield 3.9%; range width penalty ×0.71
- valuation_snapshotsrent estimate 4250/mo (range 3700-4750)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,490/mo, -59% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 68 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
120 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£975,000£1,495,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,299,950

At the asking price

Monthly rent£4,250/mo

Evidenced range £3,700-£4,750

Interest rate5.4%

Loan to value75%

Cash required: £465,031
Net cash flow: -£1,445/mo
Cash on cash: -3.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000000577Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 4250/mo (range 3700-4750)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4250/mo (range 3700-4750)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 68 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,301,000

Rent Estimate (pcm)£4,250

Gross Yield3.92%

1y Growth-

3y Growth+4.3%

5y Growth+3.1%

10y Growth+2.9%

Last Sold Price£415,000 (2002-06-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1KT21 2EH

Approval Rate

-12mo

Development

low

MO/2026/01525
Certificate of Lawfulness for a proposed development in respect of the change of the roof from hip-to-gable, erection of 1 No. rear dormer and insertion of 3 No. roof lights to front elevation.
Pending
MO/2026/01519
Non-material amendment to planning permission MO/2025/0077 to allow changes to the internal layouts of Plots 1, 2 and 3.
Pending
MO/2026/01505
G1 - 3 Oak Trees: Crown reduce & re-shape by approx.1.5-2 metres, back to the original growth points & remove any dead or diseased wood. Current height is approx 16m, so they will be reduced to approx 14 m. The current width is approx. 14 & after reduction will be 12 metres. T2 - Field Maple Tree: Overall crown reduction by approx 1 metre back to the old points. Current height is approx 6 metres & spread is approx 1 metre.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-06-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,341

Population Density-

Owner Occupied83%

Age Distribution

0-15 20%16-64 59%65+ 21%

View Area Profile

Schools Nearby

Barnett Wood Infant School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Greville Primary School
1.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
West Hill School
1.0 mi
OutstandingConcerns
St Peter's Catholic Primary School
1.1 mi
Inspected as St Peter's Catholic Primary School (URN 125211) on 4 Jun 2024

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Rye Field
-
£1.05M
-
7 Rye Field
-
£900k
-
6 Rye Field
-
£960k
-
8 Rye Field
-
£970k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN