22 Mingarry, Birtley, Chester le Street, DH3 2JB

UPRN:100000011181Semi-Detached House3 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band BEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

22 Mingarry, Birtley, Chester le Street, DH3 2JB

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

20 of 21 sources

Sale Estimate

£161,000

£152k - £169kHigh

Estimate

£161k

Range

£152k – £169k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

5.62%

Verdict

Derived from HomePortfolio scores

22 Mingarry earns an AVOID rating with HP Score 72/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

30/ 100

Mixed

Transit & Bike

Transit 22Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£160,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £50,000
Net cash flow: -£21/mo
Cash on cash: -0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£161,000

Rent Estimate (pcm)£750

Gross Yield5.62%

1y Growth-

3y Growth+5.3%

5y Growth+0.8%

10y Growth+2.9%

Last Sold Price£85,000 (2014-05-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DH3 2JB

Approval Rate

-12mo

Development

low

25/00893/DOC1
Discharge of condition 17 (PCC Final Drainage Strategy) of planning application DC/25/00893/FUL.
Pending
DC/26/00786/FUL
Construction of new car park and associated landscaping.
Pending
DM/26/02518/FPA
Retention of Boundary Fence
Pending

View Planning Timeline

Ownership

Corporate Ownership71.3%
Overseas OwnershipNo
Lease Term Remaining39 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2014-05-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,494

Population Density2,328 /km²

Owner Occupied79%

Age Distribution

0-15 16%16-64 57%65+ 27%

View Area Profile

Schools Nearby

Portobello Primary School
0.0 mi
Good
Barley Mow Primary School
0.3 mi
Good
Lord Lawson of Beamish Academy
0.4 mi
Report card2025
Ofsted no longer awards a single overall grade.
St Joseph's Catholic Junior School, Birtley
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Mingarry
-
£230k
-
28 Mingarry
-
£275k
-
7 Mingarry
-
£180k
-
21 Mingarry
-
£156k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN