125 Kells Lane, Gateshead, NE9 5XY

UPRN:100000038678Mid Terrace House3 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· freshRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£463,000

£371k - £556kLow

Estimate

£463k

Range

£371k – £556k

Rent Estimate (pcm)

£3,150

£3k - £3k

Monthly

£3,150

Yield

7.71%

Verdict

Derived from HomePortfolio scores

125 Kells Lane earns an INVESTIGATE rating with HP Score 82/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

77/ 100

High

Transit & Bike

Transit 27Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics21.7/40
gross yield 7.7%; range width penalty ×1.00
- valuation_snapshotsrent estimate 3150/mo (range 3000-3300)· as of 9 Oct 2026· verify before relying on this
Stress margin3.7/30
stressed cash flow +118/mo, +4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 31 Oct 2026
Risk & liquidity9.2/15
326 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£490,000

At the asking price

Monthly rent£3,150/mo

Evidenced range £3,000-£3,300

Interest rate5.4%

Loan to value75%

Cash required: £162,800
Net cash flow: £527/mo
Cash on cash: 3.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.90 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3150/mo (range 3000-3300)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 31 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 31 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3150/mo (range 3000-3300)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£463,000

Rent Estimate (pcm)£3,150

Gross Yield7.71%

1y Growth-

3y Growth+0.0%

5y Growth+1.2%

10y Growth+1.3%

Last Sold Price£152,000 (2001-09-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2NE9 5XY

Approval Rate

100%12mo

Development

low

DC/26/00843/NMA
Non-Material Amendment of Planning Application DC/24/00026/FUL to allow for internal reconfiguration
Pending
DC/26/00863/TREE
Reducing a line of conifer trees to a height of 20ft at Dartmouth Lodge.
Approved
DC/26/00829/HHA
Proposed side extension to form cloaks room & wc
Pending

View Planning Timeline

Ownership

Corporate Ownership69.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-09-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,494

Population Density7,706 /km²

Owner Occupied79%

Age Distribution

0-15 18%16-64 63%65+ 19%

View Area Profile

Schools Nearby

Kells Lane Primary School
0.1 mi
Good
St Peter's Catholic Primary School, Low Fell
0.3 mi
Inspected as St Peter's Roman Catholic Voluntary Aided Primary School (URN 108385) on 11 Feb 2020
Glynwood Community Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Dryden School
0.3 mi
-

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

119 Kells Lane
-
£330k
-
111 Kells Lane
-
£397k
-
70 Kells Lane
-
£430k
-
113 Kells Lane
-
£375k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN