20 Redruth Gardens, Gateshead, NE9 6XW

UPRN:100000051329End Terrace House3 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band BEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

19 of 21 sources

Sale Estimate

£239,000

£227k - £251kHigh

Estimate

£239k

Range

£227k – £251k

Rent Estimate (pcm)

£1,600

£2k - £2k

Monthly

£1,600

Yield

8.17%

Verdict

Derived from HomePortfolio scores

20 Redruth Gardens earns an AVOID rating with HP Score 76/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

52/ 100

Moderate

Transit & Bike

Transit 19Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£235,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,550-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £74,000
Net cash flow: £315/mo
Cash on cash: 5.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.02 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£239,000

Rent Estimate (pcm)£1,600

Gross Yield8.17%

1y Growth+3.2%

3y Growth+0.0%

5y Growth+1.2%

10y Growth+1.3%

Last Sold Price£230,540 (2025-10-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE9 6XW

Approval Rate

-12mo

Development

low

DC/26/00784/HHA
Proposed 2 storey side extension with side dormer
Pending
DC/26/00760/TREE
Tree works at Ravenswood House. T1 Sycamore - Reduce Laterals by 3.5 metres to cut back branches overhanging boundary of property and reduce height of sycamore by 3.5 metres.
Approved
DC/26/00749/FUL
Change of use of outbuilding to dog grooming salon
Pending

View Planning Timeline

Ownership

Corporate Ownership69.6%
Overseas OwnershipNo
Lease Term Remaining44 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2025-10-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,494

Population Density4,247 /km²

Owner Occupied85%

Age Distribution

0-15 14%16-64 59%65+ 27%

View Area Profile

Schools Nearby

Oakfield Infant School
0.3 mi
Inspected as Oakfield Infant School - Part of Oakfield Schools Federation (URN 108332) on 9 Jul 2024
Grace College
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Oakfield Junior School
0.4 mi
Inspected as Oakfield Junior School - Part of Oakfield Schools Federation (URN 108329) on 1 Mar 2023
Harlow Green Community Primary School
0.5 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

20 Redruth Gardens
-
£231k
-
12 Redruth Gardens
-
£194k
-
2 Redruth Gardens
-
£290k
-
20 Redruth Gardens
-
£225k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN