46 York Street, Pelaw, Gateshead, NE10 0QL

UPRN:100000067010Converted Flat2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: D (58)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

46 York Street, Pelaw, Gateshead, NE10 0QL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£86,000

£82k - £90kHigh

Estimate

£86k

Range

£82k – £90k

Rent Estimate (pcm)

£700

£700 - £750

Monthly

£700

Yield

9.88%

Verdict

Derived from HomePortfolio scores

46 York Street earns an INVESTIGATE rating with HP Score 72/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

68/ 100

Moderate

Transit & Bike

Transit 49Bike 58

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +1.2% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100000067010· as of 9 Oct 2026
Rental economics33.4/40
gross yield 9.2% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 650/mo (tenanted)· as of 3 Nov 2026
Stress margin0/30
stressed cash flow -11/mo, -2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 168 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.8/15
273 sales/12mo in area; valuation range width 9%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£64,000£97,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£85,000

At the asking price

Monthly rent£700/mo

Evidenced range £700-£750

Interest rate5.4%

Loan to value75%

Cash required: £26,800
Net cash flow: £198/mo
Cash on cash: 8.9%
Score at this price: 48

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100000067010Valuation edge · as of 9 Oct 2026
listing_factscontractual rent 650/mo (tenanted)Rental economics · as of 3 Nov 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Stress margin needs verification before you rely on it
costs not disclosed by the advert
Seller motivation could not be scored
context, not scored: 0 price cut(s), 168 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£86,000

Rent Estimate (pcm)£700

Gross Yield9.88%

1y Growth-

3y Growth+4.6%

5y Growth+3.5%

10y Growth+3.5%

Last Sold Price£50,000 (2020-05-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1NE10 0QL

Approval Rate

-12mo

Development

low

DC/26/00847/FUL
Installation of cladding around drive thru windows; installation of red LED lights to building soffit; re-spraying of sections of building cladding, building blade feature, shopfront frames, entrance door, delivery driver entrance door, rear double doors, entrance portal and building cappings; installation of various illuminated and non-illuminated signage to both the building and site.
Pending
DC/26/00848/ADV
Building Signage: 1No. White KFC Letters 1No. "HELLO FELLING" Hanging Sign 2No. KFC Delivery Vinyls 2No. Pull Vinyls 2No. KFC Lightboxes 1No. Car Park Disclaimer Sign 2No. Vinyl Stripes 1No. Collect & Arrow Vinyl 1No. Finger Lickin' Good Sign 1No. Neon Bucket 1No. KFC Bucket Square Lightbox 1No. Opening Hours Vinyl 1No. Cult Classic Savers Vinyl 1No. Pay & Arrow Vinyl 2No. Chevron Vinyls Site Signage: 1No. Pylon Sign 1No. Height Restrictor 1No. Digital Double Screen Leader Board 1No. Speaker Post 1No. Digital Double Screen Menu Board 2No. Large Order Bay Signs 2No. Disabled Parking Signs 1No. Traffic Directional Sign 2No. Banner Frames
Pending
DC/26/00802/CPL
Certificate of Lawfulness: To combine existing ground and first floor flat into a single dwelling.
Pending

View Planning Timeline

Ownership

Corporate Ownership54.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2020-05-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,494

Population Density2,051 /km²

Owner Occupied49%

Age Distribution

0-15 17%16-64 69%65+ 14%

View Area Profile

Schools Nearby

St Alban's Catholic Primary School, Pelaw
0.1 mi
Good
Wardley Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Heworth Grange School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Drive Community Primary School
0.5 mi
Good

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 York Street
-
£60k
-
14 York Street
-
£60k
-
4 York Street
-
£40k
-
24 York Street
-
£136k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN