Sunniside House, 45 Ramsay Street, High Spen, Rowlands Gill, NE39 2EJ

UPRN:100000079197Mid Terrace House3 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band AEPC: C (74)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Sunniside House, 45 Ramsay Street, High Spen, Rowlands Gill, NE39 2EJ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£140,000

£112k - £168kLow

Estimate

£140k

Range

£112k – £168k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

8.57%

Verdict

Derived from HomePortfolio scores

Sunniside House earns an INVESTIGATE rating with HP Score 65/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

23/ 100

Low

Transit & Bike

Transit 11Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£105,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £32,800
Net cash flow: £165/mo
Cash on cash: 6.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.12 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£140,000

Rent Estimate (pcm)£750

Gross Yield8.57%

1y Growth-

3y Growth-2.2%

5y Growth-0.3%

10y Growth+1.5%

Last Sold Price£75,500 (2020-10-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NE39 2EJ

Approval Rate

-12mo

Development

low

DC/26/00755/FUL
Change of use and conversion of existing buildings to a dwelling.
Pending
DC/26/00668/AGR
DETERMINATION OF PRIOR APPROVAL: Steel portal frame agricultural building (amended 08.09.2026)
Approved
26/00164/DOC1
Discharge of condition 1 (DMP PCC) of planning application DC/26/00164/DEM.
Rejected

View Planning Timeline

Ownership

Corporate Ownership80.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-10-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,494

Population Density-

Owner Occupied72%

Age Distribution

0-15 15%16-64 61%65+ 24%

View Area Profile

Schools Nearby

High Spen Primary School
0.4 mi
Good
Greenside Primary School
1.2 mi
Outstanding
Highfield Community Primary School
1.4 mi
Good
St Joseph's Roman Catholic Voluntary Aided Primary School, Highfield
1.4 mi
Good

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

45A Ramsay Street
-
£94k
-
39 - 41 Ramsay Street
-
£90k
-
39 - 41 Ramsay Street
-
£70k
-
47 Ramsay Street
-
£124k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN