6 Sovereign House, 52 The Terrace, Torquay, TQ1 1DE

UPRN:10000013556Flat/Maisonette2 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: D (65)

Data freshness:Listing· freshOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

6 Sovereign House, 52 The Terrace, Torquay, TQ1 1DE

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£473,000

£449k - £496kHigh

Estimate

£473k

Range

£449k – £496k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

6.32%

Verdict

Derived from HomePortfolio scores

6 Sovereign House earns an INVESTIGATE rating with HP Score 64/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

65/ 100

Elevated

Walkability

85/ 100

Excellent

Transit & Bike

Transit 35Bike 53

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -0.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 10000013556· as of 10 Nov 2026
Rental economics10.1/40
gross yield 6.3%; range width penalty ×0.96
- valuation_snapshotsrent estimate 2500/mo (range 2350-2650)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -296/mo, -12% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 142 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.7/15
418 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£356,000£546,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,350-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: £128/mo
Cash on cash: 1.0%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000013556Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 2500/mo (range 2350-2650)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2500/mo (range 2350-2650)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£473,000

Rent Estimate (pcm)£2,500

Gross Yield6.32%

1y Growth+157.9%

3y Growth-0.8%

5y Growth+1.0%

10y Growth+2.7%

Last Sold Price£450,000 (2019-05-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TQ1 1DE

Approval Rate

0%12mo

Development

low

AT/2026/0305
Application for sectional dismantling of Horse Chestnut T004 on plan. Previously, permission applied for and granted (AT/2022/0282/TPO) to reduce canopy by 4-5 metres as a means of phased removal whilst allowing adjacent trees to adjust to altered exposure. Tree to be monitored as will probably need removal in 3-5 years from 2022. Tree has pronounced stem bleeding and a large basal cavity with sounding confirming extensive internal decay and hollowing up to c.2m which compromises structural integrity. Target area includes the garden and paths in Tecton and in neighbouring Cintra representing areas of regular pedestrian use, with Cintra building close c.6/7m to tree. Proposal to leave last 2m of trunk for habitat. There are already two large sycamore, close to T004 and in Cintra on other side of the wall a two yews and given the vertical drop to neighbours garden and existing trees it is proposed no replanting will take place.
Pending
AT/2026/0298
5 Day Notice Removal of dead and heavily decayed pollard which has not regrown. Tree is a significant danger to the care home users, visitors and staff.
Approved
AT/2026/0297
T1 Mature Horse Chestnut situated on the East boundary of the property - To be pollarded to match the height of the adjacent pollarded Horse Chestnut at approximately 10-12m back to appropriate pruning/pollard points within the trees crown. (As identified with attached photo) Reason: Tree has previously been topped with maturing regrowth on an old tree in an exposed location within the property garden.
Pending

View Planning Timeline