Flat 6, Water Meadows, Cockington Lane, Torquay, TQ2 6QT

UPRN:10000016522Purpose Built Flat2 bedsBuilt 2007 onwards

LeaseholdCouncil Tax: -EPC: C (80)

Data freshness:Listing· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 6, Water Meadows, Cockington Lane, Torquay, TQ2 6QT

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£248,000

£236k - £261kHigh

Estimate

£248k

Range

£236k – £261k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

1.36%

Verdict

Derived from HomePortfolio scores

Flat 6 earns an INVESTIGATE rating with HP Score 75/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

51/ 100

Moderate

Transit & Bike

Transit 22Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£925,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £315,050
Net cash flow: -£2,395/mo
Cash on cash: -9.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.34 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£248,000

Rent Estimate (pcm)£1,050

Gross Yield1.36%

1y Growth-

3y Growth+0.0%

5y Growth+1.3%

10y Growth+3.1%

Last Sold Price£75,000 (2026-05-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TQ2 6QT

Approval Rate

100%12mo

Development

low

AT/2026/0290
T1 English Oak - reduce height to 5m and reduce branch which overhangs road (NE) in by 4m to growth point at around 6m (see photo). Reduce garden side (SW) in by 3m to balance the crown.
Pending
P/2026/0658
Non-material amendment relating to P/2025/0156. Amendments sought: retention of part of existing chimney, change first floor finish from stone to render, refinement of photovoltaic panel layout and minor changes to front elevation, including removal of 3 x external posts.
Pending
P/2026/0629
Variation of Conditions relating to application P/2025/0814: Formation of single storey extension to rear (north-east) elevation with creation of terrace space over. Conditions: 01 - Materials, P1 - Approved Plans. Variations sought: replacement of flat roofs with pitched roof design.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.2%
Overseas OwnershipNo
Lease Term Remaining107 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2026-05-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,963

Population Density1,328 /km²

Owner Occupied87%

Age Distribution

0-15 10%16-64 48%65+ 42%

View Area Profile

Schools Nearby

Preston Primary School
0.4 mi
Good
Cockington Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Eat That Frog C.I.C
1.0 mi
-
Our Lady of the Angels Catholic Primary School
1.2 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Water Meadows Cockington Lane
-
£75k
-
Water Meadows Cockington Lane
-
£49k
-
Water Meadows Cockington Lane
-
£205k
-
Water Meadows Cockington Lane
-
£220k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN