22A Cambridge Road, Blackpool, FY1 3QQ

UPRN:10000109222Flat/Maisonette1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: -EPC: D (56)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£43,000

£41k - £45kHigh

Estimate

£43k

Range

£41k – £45k

Rent Estimate (pcm)

£200

£200 - £250

Monthly

£200

Yield

6.32%

Verdict

Derived from HomePortfolio scores

22A Cambridge Road earns an INVESTIGATE rating with HP Score 65/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

63/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 46Bike 66

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +11.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10000109222· as of 12 Oct 2026
Rental economics7.4/40
gross yield 6.3%; range width penalty ×0.70
- valuation_snapshotsrent estimate 200/mo (range 200-250)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -143/mo, -72% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 205 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.8/15
415 sales/12mo in area; valuation range width 9%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£28,500£43,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£38,000

At the asking price

Monthly rent£200/mo

Evidenced range £200-£250

Interest rate5.4%

Loan to value75%

Cash required: £10,800
Net cash flow: £10/mo
Cash on cash: 1.1%
Score at this price: 22

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000109222Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 200/mo (range 200-250)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 200/mo (range 200-250)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£43,000

Rent Estimate (pcm)£200

Gross Yield6.32%

1y Growth-

3y Growth-0.8%

5y Growth+1.2%

10y Growth+2.9%

Last Sold Price£60,000 (2006-03-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0FY1 3QQ

Approval Rate

-12mo

Development

low

26/0492
Non-Material Amendment to 23/0777 to allow - alterations to the highway arrangements, the van dock and pedestrian access arrangements and car park surfacing retention of the rear wall of the existing bus shelter Minor internal reconfigurations Increase in area of bio-solar roof Removal of blue roof External alteraions including changes to materials Removal of additional category C tree and three trees reclassified as category U Variation to the trigger point of condition 20 - BREEAM rating Variation to the trigger point of condition 24 - highway access
Pending
26/0482
Display of digital LED screen behind shopfront
Pending
26/0479
Installation of solar PV panels to roof.
Approved

View Planning Timeline

Ownership

Corporate Ownership82.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2006-03-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,979

Population Density-

Owner Occupied32%

Age Distribution

0-15 26%16-64 64%65+ 10%

View Area Profile

Schools Nearby

Tower Learning Centre Independent School
0.1 mi
Good
Devonshire Primary Academy
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Blackpool St John's Church of England Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Kentigern's Catholic Primary School
0.3 mi
Inspected as St Kentigern's Catholic Primary School (URN 119599) on 11 Apr 2018

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

31 Cambridge Road
-
£65k
-
32 Cambridge Road
-
£97k
-
21 Cambridge Road
-
£97k
-
51 Cambridge Road
-
£73k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN