1 High Beldy Cottages, Garrigill, Alston, CA9 3DG

UPRN:10000110697End Terrace House5 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

1 High Beldy Cottages, Garrigill, Alston, CA9 3DG

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£373,000

£336k - £411kMedium

Estimate

£373k

Range

£336k – £411k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

4.63%

Verdict

Derived from HomePortfolio scores

1 High Beldy Cottages earns an INVESTIGATE rating with HP Score 49/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

49/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

7/ 100

Low

Transit & Bike

Transit 20Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£350,000-£375,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,200-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£247/mo
Cash on cash: -2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£373,000

Rent Estimate (pcm)£1,350

Gross Yield4.63%

1y Growth-

3y Growth+16.7%

5y Growth+7.4%

10y Growth+5.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CA9 3DG

Approval Rate

-12mo

Development

low

2026/1865/TCA
Notification under Section 211 for works to trees in a conservation area 3 x Spruce crown lift to above roof line by at least 1m clearance.
Pending
2026/1196/NMA
Non material amendment for Addition of window to the eastern elevation attached to 2025/2245/HOU
Approved
2026/0250/TCA
S211 Conservation Area tree works notification: T1 Ash - fell. T2,T3 & T4 Sycamore - crown lift by 12ft. T5 & T6 Elder - fell. T7 Ash - deadwood.
Approved

View Planning Timeline

Ownership

Corporate Ownership64.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density13 /km²

Owner Occupied71%

Age Distribution

0-15 13%16-64 61%65+ 26%

View Area Profile

Schools Nearby

Nenthead Primary School
2.5 mi
Good
Alston Primary School
3.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Samuel King's School
3.1 mi
Good
Wearhead Primary School
7.3 mi
-

0 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 High Beldy Cottages
-
£100k
-
Dodbury
-
£380k
-
5 High Beldy Cottages
-
£51k
-
3 High Beldy Cottages
-
£110k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN