Setterah Park Farm, Helton, Penrith, CA10 2QB

UPRN:10000121457Detached HouseBeds -Built before 1900

Tenure: -Council Tax: -EPC: F (26)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Setterah Park Farm, Helton, Penrith, CA10 2QB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£748,000

£598k - £897kLow

Estimate

£748k

Range

£598k – £897k

Rent Estimate (pcm)

£2,300

£2k - £3k

Monthly

£2,300

Yield

15.77%

Verdict

Derived from HomePortfolio scores

Setterah Park Farm earns an INVESTIGATE rating with HP Score 48/100. Investment score 46/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

48/ 100

Mixed

Investment Score

46/ 100

Mixed

Crime Score

18/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 31Bike 7

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 77% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,000-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: £1,002/mo
Cash on cash: 21.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.89 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£748,000

Rent Estimate (pcm)£2,300

Gross Yield15.77%

1y Growth-

3y Growth-1.9%

5y Growth+1.0%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

2CA10 2QB

Approval Rate

100%12mo

Development

low

RC/2026/0043
60 day temporary recreational campsite
Approved
HRA/2026/0014
60 day temporary recreational campsite
Approved
T/2026/0110
Ash tree (marked with red cross in notification) - Fell to ground level and remove.
Approved

View Planning Timeline

Ownership

Corporate Ownership86.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density10 /km²

Owner Occupied56%

Age Distribution

0-15 13%16-64 61%65+ 26%

View Area Profile

Schools Nearby

Lowther Endowed School
2.4 mi
Good
Clifton Primary School
3.8 mi
Good
Yanwath Primary School
4.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Stainton CofE Primary School
4.7 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Setterah Park Barn
-
£455k
-
Brookside
-
£100k
-
Beckfoot House
-
£715k
-
Beckfoot Flat
-
£125k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN