The Old Cloggers, Gamblesby, Penrith, CA10 1HR

UPRN:10000123519Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: F (24)

Data freshness:Listing· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Old Cloggers, Gamblesby, Penrith, CA10 1HR

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£421,000

£379k - £463kMedium

Estimate

£421k

Range

£379k – £463k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

4.16%

Verdict

Derived from HomePortfolio scores

The Old Cloggers earns an INVESTIGATE rating with HP Score 50/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

50/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 32Bike 10

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,150-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£366/mo
Cash on cash: -3.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.03 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£421,000

Rent Estimate (pcm)£1,300

Gross Yield4.16%

1y Growth-

3y Growth-1.9%

5y Growth+1.0%

10y Growth+2.9%

Last Sold Price£237,000 (2007-08-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3CA10 1HR

Approval Rate

100%12mo

Development

low

2026/1927/PAPP
Prior Notification under schedule 2, part 6, class A, for extension to an existing agricultural building for storage of machinery
Approved
2026/0770/FPA
Change of use of agricultural land to residential use in association with 4 Pennine Way, including a garden building and greenhouse.
Conditions
2026/0485/TCA
S211 Conservation Area tree works notification work to reduce 2 sycamore trees to ground level.
Approved

View Planning Timeline

Ownership

Corporate Ownership87%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-08-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density-

Owner Occupied72%

Age Distribution

0-15 17%16-64 57%65+ 26%

View Area Profile

Schools Nearby

Kirkoswald CofE School
3.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Lazonby C of E Primary School
3.6 mi
Good
Langwathby CofE Primary School
4.2 mi
Good
Culgaith CofE School
5.9 mi
GoodConcerns

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Two Hoots Barn
-
£293k
-
Old St Johns Church
-
£525k
-
Rutherby Farm
-
£647k
-
Hollies Farm
-
£600k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN