Abbey Croft, Shap, Penrith, CA10 3LY

UPRN:10000124398Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: -EPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£501,000

£401k - £601kLow

Estimate

£501k

Range

£401k – £601k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

4.38%

Verdict

Derived from HomePortfolio scores

Abbey Croft earns an INVESTIGATE rating with HP Score 71/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

41/ 100

Mixed

Transit & Bike

Transit 34Bike 14

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,350-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£361/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£501,000

Rent Estimate (pcm)£1,550

Gross Yield4.38%

1y Growth-

3y Growth-1.9%

5y Growth+1.0%

10y Growth+2.9%

Last Sold Price£345,000 (2019-01-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA10 3LY

Approval Rate

-12mo

Development

low

2026/2048/FPA
Variation of condition 2 (approved plans) attached to approval 24/1308/FPA
Pending
2026/1984/FPA
Change of use of agricultural buildings to a dwelling, including associate operations.
Pending
2026/1891/TPO
Works to tree(s) subject to TPO No. 14. T2 Sycamore - Remove low lying branches. T3 Sycamore - Remove low lying branches. T4 Sycamore - Remove low lying branches. T5 Sycamore - Remove low lying branches. T6 Sycamore - Remove low lying branches. T7 Ash - Remove low lying branches. T8 Birch - Remove low lying branches. T9 Birch - Remove low lying branches. T10 Birch - Remove low lying branches. T11 Birch - Remove low lying branches.
Pending

View Planning Timeline

Ownership

Corporate Ownership87%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-01-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density-

Owner Occupied75%

Age Distribution

0-15 14%16-64 60%65+ 26%

View Area Profile

Schools Nearby

Shap Endowed CofE Primary School
0.3 mi
Good
Crosby Ravensworth CofE School
3.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Morland Area CofE Primary School
4.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Lowther Endowed School
5.1 mi
Good

0 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Rockery
-
£545k
-
Rockery Cottage
-
£375k
-
Abbey Croft
-
£345k
-
Low Well
-
£193k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN