6 Tower Place, Warlingham, CR6 9PW

UPRN:10000135694Mid Terrace House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band FEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£649,000

£617k - £682kHigh

Estimate

£649k

Range

£617k – £682k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

3.94%

Verdict

Derived from HomePortfolio scores

6 Tower Place earns an INVESTIGATE rating with HP Score 61/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

9/ 100

Low

Transit & Bike

Transit 5Bike 19

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +3.7% (HIGH), sold-comps +12.7%, £/sqft +12.7%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10000135694· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.4%· as of 24 Oct 2026
Rental economics0/40
gross yield 3.9%; range width penalty ×0.76
- valuation_snapshotsrent estimate 2050/mo (range 1800-2250)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,260/mo, -61% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 213 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
95 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£469,000£719,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£625,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,800-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £210,050
Net cash flow: -£690/mo
Cash on cash: -3.9%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000135694Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.4%Valuation edge · as of 24 Oct 2026
valuation_snapshotsrent estimate 2050/mo (range 1800-2250)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2050/mo (range 1800-2250)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 213 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£649,000

Rent Estimate (pcm)£2,050

Gross Yield3.94%

1y Growth-

3y Growth+2.2%

5y Growth+0.6%

10y Growth+1.9%

Last Sold Price£380,000 (2008-07-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0CR6 9PW

Approval Rate

-12mo

Development

low

2026/1041
Variation of Condition 2 (Drawings) of planning permission ref: 2025/218 dated 13/05/2025 (Erection of first-floor side extension and alterations to the existing swimming pool extension fenestration) to allow alteration of drawings which include the increase depth of first floor side extension from 3.8 to 5m which would incorporate infilling a side window, existing external soil pipes to be internal boxing out, rear pool window amended to a single door and lowering of parapet level (at the front of the house).
Pending
2022/870/Cond2
Details pursuant to the discharge of Condition 5 (Tree Protection Plan and Arboricultural Method Statement) of planning permission ref: 2022/870 dated 05/10/2023 (Demolition and removal of an existing bungalow, mobile home and storage containers. Erection of a replacement bungalow with associated landscaping.)
Conditions
2026/750/TPO
Please refer to photos provided: T1) - Horse Chestnut - To crown reduce mature Horse Chestnut located in the front garden back to previous reduction points (approx. 2.0m). All branches will be pruned to appropriate growth points.
Approved

View Planning Timeline

Ownership

Corporate Ownership65.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2008-07-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,316

Population Density-

Owner Occupied67%

Age Distribution

0-15 18%16-64 59%65+ 23%

View Area Profile

Schools Nearby

Warlingham Park School
0.2 mi
Inspected by ISI
Warlingham Village Primary School
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hamsey Green Primary
1.5 mi
Good
Olympus
1.5 mi
Requires improvement

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

24 Tower Place
-
£635k
-
13 Tower Place
-
£490k
-
53 Tower Place
-
£1.11M
-
37 Tower Place
-
£575k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN