50 Ramsey Road, Ramsey Forty Foot, Ramsey, Huntingdon, PE26 2XN

UPRN:10000153718Detached Bungalow3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: D (60)

Data freshness:Listing· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

50 Ramsey Road, Ramsey Forty Foot, Ramsey, Huntingdon, PE26 2XN

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£349,000

£332k - £367kHigh

Estimate

£349k

Range

£332k – £367k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

5.35%

Verdict

Derived from HomePortfolio scores

50 Ramsey Road earns an INVESTIGATE rating with HP Score 55/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (8/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

8/ 100

Low

Transit & Bike

Transit 22Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£93/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£349,000

Rent Estimate (pcm)£1,450

Gross Yield5.35%

1y Growth+15.5%

3y Growth-1.6%

5y Growth+0.1%

10y Growth+4.2%

Last Sold Price£65,750 (2001-08-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2PE26 2XN

Approval Rate

100%12mo

Development

low

26/01740/FUL
Erection of 3no. detached dwellings, 3no. detached double garages and associated works
Pending
26/01172/HHFUL
Two storey rear extension, single storey extension, replace garage flat roof with mono pitch roof alterations and alterations to fenestration
Approved
26/01128/LBC
Injection of a SecoMUR chemical damp proof course into drilled holes to all external walls and solid brick internal walls
Approved

View Planning Timeline

Ownership

Corporate Ownership78.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-08-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,375

Population Density-

Owner Occupied76%

Age Distribution

0-15 15%16-64 56%65+ 29%

View Area Profile

Schools Nearby

Abbey College, Ramsey
1.9 mi
Good
Ramsey Junior School
2.0 mi
Inspected as Ramsey Community Junior School (URN 110686) on 24 Sep 2014
Ramsey Spinning Infant School
2.1 mi
Inspected as Ramsey Spinning Infant School (URN 110684) on 13 Nov 2013
Bury CofE Primary School
2.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Willows Ramsey Road
-
£399k
-
19 Ramsey Road
-
£430k
-
93 Ramsey Road
-
£430k
-
81 Ramsey Road
-
£350k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN