658 Herne Road, Ramsey St. Marys, Ramsey, Huntingdon, PE26 2TL

UPRN:10000155024Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: F (25)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

658 Herne Road, Ramsey St. Marys, Ramsey, Huntingdon, PE26 2TL

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£232,000

£220k - £243kHigh

Estimate

£232k

Range

£220k – £243k

Rent Estimate (pcm)

£850

£800 - £950

Monthly

£850

Yield

4.43%

Verdict

Derived from HomePortfolio scores

658 Herne Road earns an INVESTIGATE rating with HP Score 51/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

51/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 19Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: -£188/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£232,000

Rent Estimate (pcm)£850

Gross Yield4.43%

1y Growth-

3y Growth-1.6%

5y Growth+0.1%

10y Growth+4.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0PE26 2TL

Approval Rate

-12mo

Development

low

26/80160/COND
Discharge of Conditions 4 (Hard and Soft Landscape Works), 5 (SWD Drainage), 6 (SWD Maintenance) and 7 (Construction Drainage) of 24/00066/S73.
Conditions
26/01110/NMA
Non material amendment to the wording of the first paragraph of condition 4 of 24/00066/S73 to state: 'No development, other than demolition, site clearance works and below ground excavation, shall commence until details of a hard and soft landscaping scheme have been submitted to and approved in writing by the Local Planning Authority.'
Approved
F/YR26/0091/F
Erect a rear canopy and alterations to conservatory of existing dwelling
Approved

View Planning Timeline

Ownership

Corporate Ownership78.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,375

Population Density-

Owner Occupied83%

Age Distribution

0-15 19%16-64 64%65+ 17%

View Area Profile

Schools Nearby

The Ashbeach Primary School
1.9 mi
Good
New Road Primary & Nursery School
3.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Park Lane Primary & Nursery School
3.5 mi
Good
Sir Harry Smith Community College
3.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

656 Herne Road
-
£225k
-
637 Herne Road
-
£368k
-
518 Herne Road
-
£270k
-
710A Herne Road
-
£305k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN