4 Field View, Ramsey Mereside, Ramsey, Huntingdon, PE26 2UL

UPRN:10000156556Detached Bungalow3 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band EEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

4 Field View, Ramsey Mereside, Ramsey, Huntingdon, PE26 2UL

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£373,000

£336k - £410kMedium

Estimate

£373k

Range

£336k – £410k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

4.38%

Verdict

Derived from HomePortfolio scores

4 Field View earns an INVESTIGATE rating with HP Score 51/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

51/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 19Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£361/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£373,000

Rent Estimate (pcm)£1,550

Gross Yield4.38%

1y Growth-

3y Growth-1.6%

5y Growth+0.1%

10y Growth+4.2%

Last Sold Price£189,000 (2002-12-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE26 2UL

Approval Rate

-12mo

Development

low

26/01670/S73
Variation of condition 2 (Approved Plans - Planning Applications) of 25/02222/FUL.
Pending
26/80195/COND
Discharge of condition 8C (Site Investigation contamination) 19/01909/FUL (Development of four new dwellings and associated garages and car parking and change of use commercial land to residential land)
Conditions
26/00288/S73
Variation of condition 9 of 25/01855/S73 in relation to the area of land to the far north-west only. Parking for dwellings unaffected
Approved

View Planning Timeline

Ownership

Corporate Ownership78.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-12-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,375

Population Density58 /km²

Owner Occupied83%

Age Distribution

0-15 19%16-64 64%65+ 17%

View Area Profile

Schools Nearby

The Ashbeach Primary School
2.0 mi
Good
Ramsey Junior School
2.3 mi
Inspected as Ramsey Community Junior School (URN 110686) on 24 Sep 2014
Ramsey Spinning Infant School
2.4 mi
Inspected as Ramsey Spinning Infant School (URN 110684) on 13 Nov 2013
Abbey College, Ramsey
2.5 mi
Good

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Field View
-
£374k
-
5 Field View
-
£380k
-
3 Field View
-
£259k
-
3 Field View
-
£200k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN