Watersmeet, 90C High Street, Earith, Huntingdon, PE28 3PN

UPRN:10000162636Semi-Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band DEPC: C (73)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

Watersmeet, 90C High Street, Earith, Huntingdon, PE28 3PN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£348,000

£331k - £366kHigh

Estimate

£348k

Range

£331k – £366k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

5.31%

Verdict

Derived from HomePortfolio scores

Watersmeet earns an INVESTIGATE rating with HP Score 67/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (25/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

25/ 100

Low

Transit & Bike

Transit 28Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£108/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£348,000

Rent Estimate (pcm)£1,550

Gross Yield5.31%

1y Growth+21.8%

3y Growth-2.8%

5y Growth-0.9%

10y Growth+2.6%

Last Sold Price£325,000 (2018-02-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1PE28 3PN

Approval Rate

100%12mo

Development

low

26/02029/TREE
Ash trees - Trimming of lower branches by 1-2m.
Pending
26/01856/TREE
To pollard white Willow tree by 4.5m to prevent further decay
Pending
26/01823/FUL
Change of use of existing paddock land to form residential amenity to existing dwelling and erection of garage with gym/home office above
Pending

View Planning Timeline

Ownership

Corporate Ownership81.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-02-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,375

Population Density390 /km²

Owner Occupied83%

Age Distribution

0-15 17%16-64 59%65+ 24%

View Area Profile

Schools Nearby

Earith Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Helen's Primary School
0.7 mi
Inspected as St Helen's Primary School (URN 110888) on 8 Jun 2022
Whitehall School
2.4 mi
Inspected by ISI
Somersham Primary School
2.5 mi
Outstanding

0 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Green House, 127 High Street
-
£670k
-
66 - 68 High Street
-
£460k
-
The Green House, 127 High Street
-
£640k
-
86 High Street
-
£245k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN