10 St James Road, Little Paxton, St. Neots, PE19 6QW

UPRN:10000166366Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (63)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 2mo ago

10 St James Road, Little Paxton, St. Neots, PE19 6QW

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£571,000

£543k - £600kHigh

Estimate

£571k

Range

£543k – £600k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

4.70%

Verdict

Derived from HomePortfolio scores

10 St James Road earns an INVESTIGATE rating with HP Score 66/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

18/ 100

Low

Transit & Bike

Transit 41Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,000-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: -£383/mo
Cash on cash: -2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£571,000

Rent Estimate (pcm)£2,250

Gross Yield4.70%

1y Growth-

3y Growth-1.8%

5y Growth+1.1%

10y Growth+2.8%

Last Sold Price£195,000 (2004-06-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE19 6QW

Approval Rate

-12mo

Development

low

26/01736/HHFUL
Erection of side extension with pitched roof and erection of rear/side extension with flat roof.
Pending
26/01664/TREE
T1 (Oak) - Crown reduction of 2/3m to keep overall health and tree in shape.
Pending
26/01636/HHFUL
Single Storey Side and Rear Extensions.
Pending

View Planning Timeline

Ownership

Corporate Ownership72.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-06-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,375

Population Density-

Owner Occupied82%

Age Distribution

0-15 16%16-64 54%65+ 30%

View Area Profile

Schools Nearby

Little Paxton Primary School
0.4 mi
Good
Riverside Meadows Academy
1.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Priory Park Infant School & Pre-School
1.4 mi
Good
Priory Junior School
1.4 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 St James Road
-
£560k
-
44 St James Road
-
£785k
-
28 St James Road
-
£580k
-
5 St James Road
-
£330k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN