3 Tranby Lodge Gardens, Hessle, HU13 0TL

UPRN:10000239106Detached PropertyBeds -Built 1996-2002

FreeholdCouncil Tax: Band GEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

3 Tranby Lodge Gardens, Hessle, HU13 0TL

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£810,000

£648k - £971kLow

Estimate

£810k

Range

£648k – £971k

Rent Estimate (pcm)

£3,300

£3k - £4k

Monthly

£3,300

Yield

4.95%

Verdict

Derived from HomePortfolio scores

3 Tranby Lodge Gardens earns an INVESTIGATE rating with HP Score 71/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

53/ 100

Moderate

Transit & Bike

Transit 24Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 5.0%; range width penalty ×0.81
- valuation_snapshotsrent estimate 3300/mo (range 2950-3600)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,080/mo, -33% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Risk & liquidity9.3/15
226 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£3,300/mo

Evidenced range £2,950-£3,600

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£415/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3300/mo (range 2950-3600)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3300/mo (range 2950-3600)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£810,000

Rent Estimate (pcm)£3,300

Gross Yield4.95%

1y Growth-

3y Growth+0.7%

5y Growth+1.9%

10y Growth+3.3%

Last Sold Price£345,000 (2000-06-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HU13 0TL

Approval Rate

-12mo

Development

low

26/02983/TDD
HESSLE SOUTH FIELD CONSERVATION AREA - Fell 1 no. Acacia tree as it is in decline, leaning and a lifting root plate
Pending
26/02923/TDD
HESSLE SOUTH FIELD CONSERVATION AREA - Fell 1no. Silver Birch tree as it is dead
Pending
26/02782/TCA
HESSLE SOUTHFIELD CONSERVATION AREA - Fell 2no. Common Ash trees due to structural damage to outbuilding
Pending

View Planning Timeline