25 Sterling Close, Denby, Ripley, DE5 8NU

UPRN:10000252885Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band EEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

25 Sterling Close, Denby, Ripley, DE5 8NU

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£468,000

£445k - £492kHigh

Estimate

£468k

Range

£445k – £492k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

10.08%

Verdict

Derived from HomePortfolio scores

25 Sterling Close earns an INVESTIGATE rating with HP Score 62/100. Investment score 48/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

48/ 100

Mixed

Crime Score

16/ 100

Moderate

Walkability

13/ 100

Low

Transit & Bike

Transit 12Bike 35

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 47% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +46.6% (HIGH), sold-comps +46.2%, £/sqft +46.2%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10000252885· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.9%· as of 1 Nov 2026
Rental economics36.6/40
gross yield 10.1%; range width penalty ×0.91; the estimate this rent rides on sits 47% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2100/mo (range 1950-2250)· as of 12 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 47% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 2 Nov 2026· verify before relying on this
Stress margin17.1/30
stressed cash flow +359/mo, +17% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 33 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
282 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £250,000

£237,500£287,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,950-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £610/mo
Cash on cash: 9.3%
Score at this price: 71

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.49 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000252885Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.9%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 2100/mo (range 1950-2250)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 47% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2100/mo (range 1950-2250)
Rental economics needs verification before you rely on it
sale estimate 47% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £250,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£468,000

Rent Estimate (pcm)£2,100

Gross Yield10.08%

1y Growth-

3y Growth-2.0%

5y Growth+2.5%

10y Growth+3.8%

Last Sold Price£120,000 (2020-02-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DE5 8NU

Approval Rate

-12mo

Development

low

AVA/2026/0626
Application for a Lawful Development Certificate for a proposed construction of a single-storey side extension to form an attached domestic garage, measuring 1.6 metres wide by 5 metres long, with a lean-to roof, an eaves height of 2.5 metres and a maximum height of 3.5 metres.
Approved
AVA/2026/0537
Application for Permission in Principle for the erection of 1 No. dwelling
Rejected
AVA/2026/0529
Demolition of building (known as EFAB), removal of modular classroom, construction of new teaching block, MUGA, landscaping, mechancial plant and other associated works.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-02-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,823

Population Density208 /km²

Owner Occupied80%

Age Distribution

0-15 19%16-64 63%65+ 18%

View Area Profile

Schools Nearby

John Flamsteed Community School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Street Lane Primary School
0.8 mi
Good
Denby Free CofE VA Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Kilburn Junior School
0.9 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Sterling Close
-
£435k
-
25 Sterling Close
-
£120k
-
7 Sterling Close
-
£238k
-
1 Sterling Close
-
£265k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN