Holm Oak, Clyst St. George, Exeter, EX3 0RE

UPRN:10000267857Detached House4 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band GEPC: D (67)

Data freshness:Planning· freshOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Holm Oak, Clyst St. George, Exeter, EX3 0RE

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£746,000

£709k - £784kHigh

Estimate

£746k

Range

£709k – £784k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

4.29%

Verdict

Derived from HomePortfolio scores

Holm Oak earns an INVESTIGATE rating with HP Score 66/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

30/ 100

Mixed

Transit & Bike

Transit 6Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,250-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£632/mo
Cash on cash: -3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.06 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£746,000

Rent Estimate (pcm)£2,500

Gross Yield4.29%

1y Growth-

3y Growth-5.5%

5y Growth-1.1%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4EX3 0RE

Approval Rate

-12mo

Development

low

26/2189/TRE
No.23, Monterey Cypress: crown lift to 9m above ground level. Crown reduction of 2m. Remove dead wood and make safe. No.24, Monterey Cypress: crown lift to 3m above ground level and remove deadwood. No.25, Cherry: removal (dead or heavily diseased).
Pending
26/2140/CPL
Certificate of proposed lawful development for a single storey rear extension within permitted development rights
Pending
26/1999/FUL
Demolition of existing rear single storey extension with replacement single storey extension and formation of new internal driveway
Pending

View Planning Timeline

Ownership

Corporate Ownership53.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

27 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,154

Population Density139 /km²

Owner Occupied83%

Age Distribution

0-15 16%16-64 55%65+ 29%

View Area Profile

Schools Nearby

Lady Seaward's Church of England Primary School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Topsham School
1.3 mi
Good
Clyst St Mary Primary School
1.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Trinity CofE Primary and Nursery School
1.6 mi
Inspected as Trinity Church of England Voluntary Aided Primary and Nursery School (URN 141955) on 16 Mar 2022

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Silver Trees
-
£711k
-
Green Leaves
-
£590k
-
Rose Cottage
-
£731k
-
Church House
-
£620k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN