Cliftlands, Coopers Dray, Whimple, Exeter, EX5 2QE

UPRN:10000271071Detached Bungalow2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: F (27)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Cliftlands, Coopers Dray, Whimple, Exeter, EX5 2QE

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£416,000

£395k - £436kHigh

Estimate

£416k

Range

£395k – £436k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

4.80%

Verdict

Derived from HomePortfolio scores

Cliftlands earns an INVESTIGATE rating with HP Score 70/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

36/ 100

Mixed

Transit & Bike

Transit 9Bike 17

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,550-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£257/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£416,000

Rent Estimate (pcm)£1,700

Gross Yield4.80%

1y Growth-

3y Growth+0.4%

5y Growth+2.0%

10y Growth+2.1%

Last Sold Price£320,000 (2020-11-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EX5 2QE

Approval Rate

-12mo

Development

low

26/1855/LBC
Proposed window replacement, and erection of external rear porch.
Pending
26/1651/FUL
Repair and replacement of window; Installation of air-source heat pump with associated pipework to be housed in new timber shed replacing the existing
Pending
26/1652/LBC
Repair and replacement of window; installation of air-source heat pump with associated pipework to be housed in new timber shed replacing the existing; installation of ground-floor water-based underfloor heating routed into existing floors, first-floor bedroom radiators and reversible electric underfloor heating in the bathroom
Pending

View Planning Timeline