Brook Cottage, Wiggaton, Ottery St. Mary, EX11 1PY

UPRN:10000273306Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: E (48)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Brook Cottage, Wiggaton, Ottery St. Mary, EX11 1PY

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£699,000

£664k - £734kHigh

Estimate

£699k

Range

£664k – £734k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

3.60%

Verdict

Derived from HomePortfolio scores

Brook Cottage earns an INVESTIGATE rating with HP Score 61/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 3Bike 10

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,800-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£909/mo
Cash on cash: -4.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.89 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£699,000

Rent Estimate (pcm)£2,100

Gross Yield3.60%

1y Growth-

3y Growth-1.3%

5y Growth+2.6%

10y Growth+2.8%

Last Sold Price£330,000 (2002-10-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2EX11 1PY

Approval Rate

-12mo

Development

low

26/1947/DOC
Discharge of Conditions for 26/0621/LBC: Condition 10 (Joinery Details), Condition 11 (Door and Porch Drawings).
Pending
26/1834/FUL
Replacement of flat roof with pitched roof
Approved
26/1026/LBC
Installation of an array of 7no. solar panels on the south-facing roof of outbuilding known as Ark Pottery/Studio and the installation of a battery inside the studio.
Conditions

View Planning Timeline

Ownership

Corporate Ownership67.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-10-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,154

Population Density121 /km²

Owner Occupied89%

Age Distribution

0-15 14%16-64 51%65+ 35%

View Area Profile

Schools Nearby

Ottery St Mary Primary School
1.0 mi
Good
The King's School
1.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Tipton St John Church of England Primary School
1.4 mi
Good
West Hill Primary School
2.1 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Brook Cottage
-
£695k
-
Twin Oaks
-
£1.23M
-
Ambleside House
-
£873k
-
Wych Elm
-
£883k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN