Jasmine Cottage, Branscombe, Seaton, EX12 3BE

UPRN:10000275293Bungalow Property3 bedsBuilt before 1900

FreeholdCouncil Tax: Band CEPC: F (31)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Jasmine Cottage, Branscombe, Seaton, EX12 3BE

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£434,000

£412k - £455kHigh

Estimate

£434k

Range

£412k – £455k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

3.82%

Verdict

Derived from HomePortfolio scores

Jasmine Cottage earns an INVESTIGATE rating with HP Score 63/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

20/ 100

Low

Transit & Bike

Transit 3Bike 24

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10000275293· as of 12 Oct 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.77
- valuation_snapshotsrent estimate 1400/mo (range 1250-1550)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -957/mo, -68% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.7/15
140 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£330,000£506,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£440,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,250-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £145,300
Net cash flow: -£516/mo
Cash on cash: -4.3%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.94 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000275293Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 1400/mo (range 1250-1550)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1400/mo (range 1250-1550)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£434,000

Rent Estimate (pcm)£1,400

Gross Yield3.82%

1y Growth-

3y Growth+1.1%

5y Growth+1.1%

10y Growth+3.9%

Last Sold Price£223,000 (2016-03-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EX12 3BE

Approval Rate

-12mo

Development

low

26/1808/FUL
Changes to fenestration; construction of a rear car port and entrance gates; erection of external stairs with retaining wall; removal of oil tank; erection of a greenhouse to the rear of the property; replacement of front pebbled area with concrete; and removal of the detached terrace (opposite the dwelling) with alterations to the store below
Pending
26/1809/LBC
Changes to fenestration; construction of a rear car port and entrance gates; erection of external stairs with retaining wall; removal of oil tank; erection of a greenhouse to the rear of the property; replacement of front pebbled area with concrete; and removal of the detached terrace (opposite the dwelling) with alterations to the store below. Internal layout changes including the removal of walls and partitions and installation of underfloor heating within three rooms
Pending
26/1667/DOC
Discharge of condition for 22/2832/FUL: Condition 6 (Boards and cladding)
Conditions

View Planning Timeline

Ownership

Corporate Ownership68.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-03-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,154

Population Density85 /km²

Owner Occupied67%

Age Distribution

0-15 14%16-64 52%65+ 34%

View Area Profile

Schools Nearby

Branscombe Church of England Primary School
0.6 mi
Inspected as Branscombe Church of England Primary School (URN 113348) on 21 Feb 2023
Beer Church of England Primary School
2.3 mi
Good
Sidbury Church of England Primary School
3.4 mi
Good
Sidmouth College
3.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Jasmine Cottage
-
£223k
-
Clematis Cottage
-
£232k
-
Jasmine Cottage
-
£170k
-
Jasmine Cottage
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN