Flat 6, 23 Morrish Road, London, SW2 4EZ

UPRN:10000444849Flat/MaisonetteBeds -Built 2003-2006

LeaseholdCouncil Tax: Band DEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 1mo agoArea· Census 2021

Flat 6, 23 Morrish Road, London, SW2 4EZ

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£495,000

£471k - £520kHigh

Estimate

£495k

Range

£471k – £520k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

12.48%

Verdict

Derived from HomePortfolio scores

Flat 6 earns an INVESTIGATE rating with HP Score 75/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

43/ 100

Elevated

Walkability

90/ 100

Excellent

Transit & Bike

Transit 53Bike 66

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 49% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +49.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10000444849· as of 13 Oct 2026
Rental economics38.8/40
gross yield 12.5%; range width penalty ×0.97; the estimate this rent rides on sits 49% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2600/mo (range 2450-2750)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 49% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin27.9/30
stressed cash flow +726/mo, +28% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 36 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity0/15
lease 76 years (under 80): most lenders refuse it - risk scores nothing; 475 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo
- listing_factslease 76 years remaining (advert)· as of 5 Nov 2026

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£250,000£287,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,450-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £956/mo
Cash on cash: 14.6%
Score at this price: 67

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.08 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000444849Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2600/mo (range 2450-2750)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 49% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2600/mo (range 2450-2750)
Rental economics needs verification before you rely on it
sale estimate 49% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£495,000

Rent Estimate (pcm)£2,600

Gross Yield12.48%

1y Growth-

3y Growth-1.0%

5y Growth-0.8%

10y Growth+0.1%

Last Sold Price£180,000 (2003-10-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SW2 4EZ

Approval Rate

-12mo

Development

low

26/03213/TCA
T1 Robinia sp. (x1) Reduce crown by 2.5-3m off height and width. Reason: Lost two stems in October. The branches had weak unions with the old pollard head, causing them to fail under their own weight. T2 Robinia sp. (x1) Reduce crown by 1.5m all around. Reason: To lessen the load on the crown. T3 Robinia sp. (x1) Reduce crown by 1m all around. Reason: To lessen the load on the crown.
Pending
26/03202/FUL
Retrofit measures installed to existing dwellinghouses. Measures include replacement of windows and doors, and fabric upgrades to roof, including replacement of roof finishings, and replacement of light wells in main roof.
Pending
26/03194/LDCP
Certificate of Lawful Development (Proposed) with respect to the de-conversion of two residential units into a single dwellinghouse.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.6%
Overseas OwnershipNo
Lease Term Remaining75 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2003-10-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

22 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,666

Population Density20,352 /km²

Owner Occupied33%

Age Distribution

0-15 14%16-64 81%65+ 5%

View Area Profile

Schools Nearby

Richard Atkins Primary School
0.0 mi
Good
Maytree Nursery School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Orchard School
0.3 mi
-
Holmewood Nursery School
0.3 mi
Outstanding

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

23 Morrish Road
-
£3.00M
-
23 Morrish Road
-
£133k
-
23 Morrish Road
-
£250k
-
23 Morrish Road
-
£270k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN