Flat 1, Hill House, Overthorpe Road, Overthorpe, Banbury, OX17 2AA

UPRN:10000460758Converted Flat2 bedsBuilt 1950-1966

LeaseholdCouncil Tax: -EPC: E (50)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 1, Hill House, Overthorpe Road, Overthorpe, Banbury, OX17 2AA

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£159,000

£151k - £167kHigh

Estimate

£159k

Range

£151k – £167k

Rent Estimate (pcm)

£700

£600 - £750

Monthly

£700

Yield

5.25%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 61/100. Investment score 45/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

45/ 100

Mixed

Crime Score

14/ 100

Low

Walkability

13/ 100

Low

Transit & Bike

Transit 4Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£160,000

At the asking price

Monthly rent£700/mo

Evidenced range £600-£750

Interest rate5.4%

Loan to value75%

Cash required: £50,000
Net cash flow: -£55/mo
Cash on cash: -1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£159,000

Rent Estimate (pcm)£700

Gross Yield5.25%

1y Growth-

3y Growth-1.3%

5y Growth+0.7%

10y Growth+1.1%

Last Sold Price£128,000 (2016-09-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0OX17 2AA

Approval Rate

-12mo

Development

low

2026/4340/TCA
T1 – Victoria plum - Fell to ground level, the tree is showing signs of decline such as brittle branches T2 - Purple-leaved plum - targeted end weight reduction of 2-3m in the upper and mid canopy
Pending
26/01899/F
Change of Use from amenity land to domestic Use along with erection of post and rail fencing to match existing
Approved
2026/2444/FULL
Change of use from art studio incidental to host dwelling to artist studio/workshop, single bedroom holiday let (retrospective), and proposed gardeners welfare WC and garden store associated internal and external works.
Pending

View Planning Timeline

Ownership

Corporate Ownership77.5%
Overseas OwnershipNo
Lease Term Remaining61 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2016-09-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

28 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,059

Population Density150 /km²

Owner Occupied86%

Age Distribution

0-15 19%16-64 58%65+ 23%

View Area Profile

Schools Nearby

St Leonard's Church of England Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Dashwood Banbury Academy
0.9 mi
Good
Middleton Cheney Primary Academy
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St John's Catholic Primary School
1.5 mi
Good

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hill House
-
£145k
-
Hill House
-
£104k
-
Hill House
-
£128k
-
Hill House
-
£106k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN