4 Rolle Quay, Barnstaple, EX31 1JE

UPRN:10000485364Terrace Property2 bedsBuilt 1983-1990

LeaseholdCouncil Tax: -EPC: D (64)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£169,000

£161k - £178kHigh

Estimate

£169k

Range

£161k – £178k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

6.50%

Verdict

Derived from HomePortfolio scores

4 Rolle Quay earns an INVESTIGATE rating with HP Score 83/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

88/ 100

Excellent

Transit & Bike

Transit 22Bike 64

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £45/mo
Cash on cash: 1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£169,000

Rent Estimate (pcm)£650

Gross Yield6.50%

1y Growth+116.8%

3y Growth-2.1%

5y Growth+0.0%

10y Growth+2.7%

Last Sold Price£95,000 (2023-04-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1EX31 1JE

Approval Rate

-12mo

Development

low

82391
Approval of details in respect of discharge of condition 13 (Remediation) attached to planning permission 73467 (Part demolition and subsequent redevelopment of a 5/6 storey retirement living development comprising 74 retirement apartments including communal facilities, lodge manager’s accommodation, access, car parking and landscaping (amended description))
Pending
82371
Change of use of part commercial/residential dwelling to a five bed HMO
Pending
82318
Listed Building Consent for change of use of ground floor to Estate Agents and partial conversion of upper floors to three flats, with associated internal alterations
Pending

View Planning Timeline

Ownership

Corporate Ownership63.1%
Overseas OwnershipNo
Lease Term Remaining58 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-04-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,386

Population Density1,107 /km²

Owner Occupied76%

Age Distribution

0-15 14%16-64 57%65+ 29%

View Area Profile

Schools Nearby

Pilton Infants' School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Pilton Bluecoat Church of England Academy
0.3 mi
Good
Pathfield School
0.3 mi
-
Pilton Community College
0.4 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Rolle Quay
-
£95k
-
14 Rolle Quay
-
£236k
-
5 Rolle Quay
-
£73k
-
14 Rolle Quay
-
£223k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN