5 Rainbow Hill Terrace, Worcester, WR3 8NG

UPRN:10000496789Mid Terrace House6 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: F (30)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

5 Rainbow Hill Terrace, Worcester, WR3 8NG

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£896,000

£807k - £986kMedium

Estimate

£896k

Range

£807k – £986k

Rent Estimate (pcm)

£4,050

£4k - £4k

Monthly

£4,050

Yield

6.08%

Verdict

Derived from HomePortfolio scores

5 Rainbow Hill Terrace earns an INVESTIGATE rating with HP Score 67/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

56/ 100

Elevated

Walkability

77/ 100

High

Transit & Bike

Transit 19Bike 66

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +10.8% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10000496789· as of 9 Oct 2026
Rental economics7.2/40
gross yield 6.1%; range width penalty ×0.83
- valuation_snapshotsrent estimate 4050/mo (range 3650-4400)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -524/mo, -13% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 283 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
213 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£599,000£919,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£799,000

At the asking price

Monthly rent£4,050/mo

Evidenced range £3,650-£4,400

Interest rate5.4%

Loan to value75%

Cash required: £270,950
Net cash flow: £107/mo
Cash on cash: 0.5%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000496789Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 4050/mo (range 3650-4400)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4050/mo (range 3650-4400)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 283 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£896,000

Rent Estimate (pcm)£4,050

Gross Yield6.08%

1y Growth-

3y Growth+0.6%

5y Growth+2.8%

10y Growth+3.6%

Last Sold Price£805,000 (2022-06-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1WR3 8NG

Approval Rate

100%12mo

Development

low

26/00976/FUL
Variation of condition 7 and 9 of planning approval 25/00213/FUL (the erection of 40 new affordable residential dwellings consisting of a mixture of 1-bed apartments and 2, 3 and 4-bed house types split across the development with associated infrastructure road / parking / landscaping) to allow phased occupation.
Pending
26/00970/S106
Application to Modify or Discharge Section 106 Planning Obligation for planning permission Ref P06D0750 to remove clause 2 and 3 from the S106 to enable the building to be occupied as an HMO with no restriction on the type of persons that can occupy the building.
Pending
26/00969/DOC
Approval of details reserved by condiions 11 ( Bin collection),16 (EV charger),17 (Remediation report), 21 (Archaeology), 22 (Ecology), 23 (Telecoms) and 24 (Boundary Treatment) of planning approval 25/00213/FUL.
Pending

View Planning Timeline

Ownership

Corporate Ownership68.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-06-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,997

Population Density6,385 /km²

Owner Occupied60%

Age Distribution

0-15 15%16-64 73%65+ 12%

View Area Profile

Schools Nearby

Bishop Perowne CofE College
0.4 mi
Good
St Barnabas CofE Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Royal Grammar School Worcester
0.5 mi
Inspected by ISI
Hollymount School
0.5 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Rainbow Hill Terrace
-
£525k
-
5 Rainbow Hill Terrace
-
£805k
-
3 Rainbow Hill Terrace
-
£533k
-
4 Rainbow Hill Terrace
-
£545k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN