Data freshness:●Price Paid· freshPrice Paid: fresh, refreshed 4d ago (2026-11-01T01:09:42.842544+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:09:59.298793+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
73
/ 100
Mixed
Verdict
4 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sources
Sale Estimate
£695,000
£660k - £730kHigh
Estimate
£695k
Range
£660k – £730k
Rent Estimate (pcm)
£4,050
£4k - £4k
Monthly
£4,050
Yield
6.94%
Verdict
Derived from HomePortfolio scores
40 Dunkeld Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
42
Reduced confidence2 independent sourcesLead to verifyListing checked 28 Oct 2026
Fewer independent sources agree, or a component could not be scored.
Check before relying on this score: the advert has 6 bedrooms but the valuation snapshot describes 4 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM -0.7% (HIGH), sold-comps -1.6%, £/sqft -1.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
valuation_snapshotsestimate for 100006964· as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.2%· as of 17 Oct 2026
Rental economics22.2/40
gross yield 7.8% on contractual rent (listing-disclosed tenancy)
listing_factscontractual rent 4535/mo (tenanted)· as of 28 Oct 2026
listing_factslisting text signals condition works - budget before trusting any yield· as of 28 Oct 2026· verify before relying on this
Stress margin5.5/30
stressed cash flow +250/mo, +6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 260 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity14.6/15
230 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £560,000
£525,000£805,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£700,000
At the asking price
£4,050/mo
Evidenced range £3,800-£4,300
5.4%
75%
Cash required
£236,300
Net cash flow
£441/mo
Cash on cash
2.2%
Score at this price
42
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.71 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 100006964Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.2%Valuation edge · as of 17 Oct 2026
listing_factscontractual rent 4535/mo (tenanted)Rental economics · as of 28 Oct 2026
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 28 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026
Risks
What could kill this deal
Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield
Seller motivation could not be scored
context, not scored: 2 price cut(s), 260 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £560,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.