5 Church Street, Shillington, Hitchin, SG5 3LH

UPRN:10000802846Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

5 Church Street, Shillington, Hitchin, SG5 3LH

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£371,000

£353k - £390kHigh

Estimate

£371k

Range

£353k – £390k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

1.68%

Verdict

Derived from HomePortfolio scores

5 Church Street earns an INVESTIGATE rating with HP Score 70/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

24/ 100

Low

Transit & Bike

Transit 14Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,250-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£2,406/mo
Cash on cash: -8.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.41 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£371,000

Rent Estimate (pcm)£1,400

Gross Yield1.68%

1y Growth-

3y Growth+1.2%

5y Growth+0.7%

10y Growth+2.6%

Last Sold Price£200,000 (2013-07-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SG5 3LH

Approval Rate

-12mo

Development

low

CB/26/03171/DOC
Discharge of Condition 3 against planning permission ref. CB/25/03258/LB
Pending
CB/26/02834/FULL
Retrospective extension and resurfacing of hardstanding and the installation of land drainage and a soak away, an open structure sheltering equipment, and change of use of land from agricultural use to a mixed use for the open storage of materials, and vehicles.
Pending
CB/26/02647/FULL
Demolition of existing garage, construction of two storey rear extension, single storey front and rear extensions, conversion of outbuilding, installation of bi-fold doors and fenestration
Pending

View Planning Timeline