1F Addison Street, Crook, DL15 9EG

UPRN:10000806450Flat/Maisonette2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band AEPC: D (64)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£75,000

£71k - £79kHigh

Estimate

£75k

Range

£71k – £79k

Rent Estimate (pcm)

£450

£400 - £450

Monthly

£450

Yield

10.80%

Verdict

Derived from HomePortfolio scores

1F Addison Street earns an INVESTIGATE rating with HP Score 65/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

68/ 100

Elevated

Walkability

74/ 100

High

Transit & Bike

Transit 23Bike 45

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +33.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10000806450· as of 9 Oct 2026
Rental economics40/40
gross yield 12.0% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 500/mo (tenanted)· as of 3 Nov 2026
Stress margin5.3/30
stressed cash flow +27/mo, +5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 14 price cut(s), 367 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.5/15
263 sales/12mo in area; valuation range width 11%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £37,500

£37,500£57,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£50,000

At the asking price

Monthly rent£450/mo

Evidenced range £400-£450

Interest rate5.4%

Loan to value75%

Cash required: £16,300
Net cash flow: £143/mo
Cash on cash: 10.5%
Score at this price: 60

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.67 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000806450Valuation edge · as of 9 Oct 2026
listing_factscontractual rent 500/mo (tenanted)Rental economics · as of 3 Nov 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Stress margin needs verification before you rely on it
costs not disclosed by the advert
Seller motivation could not be scored
context, not scored: 14 price cut(s), 367 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Ask the agent why the price was reduced and whether a previous sale fell through.
14 price cut(s) recorded on the listing history.
2. Set your walk-away price before viewing - above £37,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£75,000

Rent Estimate (pcm)£450

Gross Yield10.80%

1y Growth-

3y Growth+7.6%

5y Growth+1.8%

10y Growth+2.2%

Last Sold Price£80,750 (2008-05-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DL15 9EG

Approval Rate

-12mo

Development

low

DM/26/02706/DRC
Discharge of conditions 1-7 pursuant to DM/25/01343/FPA
Pending
DM/26/02409/TPO
Reduce crown by 2-3 metres and reshape/remove all deadwood and storm damaged limbs, sever and remove Ivy (the larger of the 2 Ash trees) - TPO- CWUDC-1-1973
Approved
DM/26/02291/FPA
Installation of a wall-mounted electric vehicle charging point to the front elevation of the property
Approved

View Planning Timeline

Ownership

Corporate Ownership79.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2008-05-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density3,329 /km²

Owner Occupied65%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

Hartside Primary Academy
0.2 mi
Good
Crook Primary School
0.3 mi
Good
St Cuthbert's Catholic Primary School, Crook
0.3 mi
Inspected as St Cuthberts Roman Catholic Voluntary Aided Primary School (URN 114256) on 10 Oct 2017
Peases West Academy
1.0 mi
Inspected as Peases West Primary School (URN 114058) on 18 Apr 2023

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Addison Street
-
£40k
-
1A Addison Street
-
£31k
-
1A Addison Street
-
£31k
-
3 Addison Street
-
£99k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN