Hill House Cottage, Westgate, Bishop Auckland, DL13 1NU

UPRN:10000807935-Beds -Built before 1900

Tenure: -Council Tax: Band CEPC: B (86)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Hill House Cottage, Westgate, Bishop Auckland, DL13 1NU

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£436,000

£349k - £523kLow

Estimate

£436k

Range

£349k – £523k

Rent Estimate (pcm)

£2,300

£2k - £2k

Monthly

£2,300

Yield

7.36%

Verdict

Derived from HomePortfolio scores

Hill House Cottage earns an INVESTIGATE rating with HP Score 57/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 4Bike 20

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics17.7/40
gross yield 7.4%; range width penalty ×0.94
- valuation_snapshotsrent estimate 2300/mo (range 2150-2450)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -22/mo, -1% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Risk & liquidity9.3/15
158 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,150-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: £327/mo
Cash on cash: 3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.82 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2300/mo (range 2150-2450)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2300/mo (range 2150-2450)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£436,000

Rent Estimate (pcm)£2,300

Gross Yield7.36%

1y Growth-

3y Growth+1.1%

5y Growth+1.2%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DL13 1NU

Approval Rate

-12mo

Development

low

DM/26/02882/TCA
Works to trees as outlined in the Arboricultural reports 1 and 2 dated 27th October 2026 - Section 211 notice
Pending
DM/26/00517/FPA
Change of use of land for the siting of 2 no. holiday glamping pods with associated access, drainage and parking
Pending
DM/25/02560/TCA
1 Sycamore - Crown lift to 1m above the toilet block and remove the Ash sapling and the Sycamore re-gen to ground level 15 Ash - Fell as close to current ground level as practical 19 Ash - Long term it would be beneficial to crown reduce this tree or consider its removal in the future 23 Ash - Reduce the overhanging limb on the camping site by 4-5m H1 Leylandii hedge - Trim the top and both sides to tidy 2 Sycamore - Crown lift to 4m and remove the epicormic growth 4 Ash - Remove the regrowth to stump level 8 Beech - Crown lift to 4m 12 Beech - Crown lift to 4m 14 Beech - Monitor condition annually and crown lift to 4m 16 Beech - Crown lift to 4m 18 Beech - Monitor condition annually and crown lift to 4m 19 Beech - Crown lift to 4m 21 Beech - Crown lift to 4m 25 Sycamore - Prune to clear the building by 2m Section 211 notice
Pending

View Planning Timeline

Ownership

Corporate Ownership87.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density14 /km²

Owner Occupied84%

Age Distribution

0-15 12%16-64 58%65+ 30%

View Area Profile

Schools Nearby

St John's Chapel Primary School
1.2 mi
Good
Wearhead Primary School
3.1 mi
-
Stanhope Barrington CofE Primary School
5.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Frosterley Primary School
7.4 mi
GoodConcerns

2 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hill House West
-
£320k
-
Hill House East
-
£130k
-
Hill House West
-
£160k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN