Top Floor, 66 St Marys Road, London, SE15 2DU

UPRN:10000815740Flat/MaisonetteBeds -Built -

LeaseholdCouncil Tax: Band CEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Top Floor, 66 St Marys Road, London, SE15 2DU

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£429,000

£407k - £450kHigh

Estimate

£429k

Range

£407k – £450k

Rent Estimate (pcm)

£2,300

£2k - £2k

Monthly

£2,300

Yield

3.94%

Verdict

Derived from HomePortfolio scores

Top Floor earns an INVESTIGATE rating with HP Score 73/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

47/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 40Bike 74

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,150-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£770/mo
Cash on cash: -3.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£429,000

Rent Estimate (pcm)£2,300

Gross Yield3.94%

1y Growth-

3y Growth-0.6%

5y Growth-1.0%

10y Growth+1.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SE15 2DU

Approval Rate

-12mo

Development

low

26/AP/3248
Works to tree with a TCA: T1- Itohion Cypress and T2- Arizone Cypress to cut down/reduce the trees.
Pending
26/AP/3185
Details of condition 5 (CEMP) pursuant to planning permission 24/AP/3545 (Change of use of part of the ground floor, the first and second floors from Class E (Business) to C3 (Residential) to create 1 x 3/4-bedroom maisonette external alterations including installation of a new shop front to ground floor shop, replacement of the existing windows and doors with new double glazed timber sash windows and doors , replacement of ground floor side elevation door with a timber door, reconstruction of rear wall, reinstatement of first floor front terrace and refurbishment of rear servicing area including new timber doors/gates.)
Pending
DC/26/145862
Application for a Lawful Development Certificate (proposed) submitted under Section 191 of the Town & Country Planning Act 1990 (as amended) for the use of the two studios as two self-contained residential units (Use Class C3) at 30 Billington Road.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,006

Population Density-

Owner Occupied30%

Age Distribution

0-15 18%16-64 74%65+ 8%

View Area Profile

Schools Nearby

The St Thomas the Apostle College
0.0 mi
-
Hollydale Primary School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
John Donne Primary School
0.3 mi
Good
Edmund Waller Primary School
0.3 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

66 St Marys Road
-
£405k
-
124B St Marys Road
-
£415k
-
122 St Marys Road
-
£1.41M
-
108 St Marys Road
-
£1.61M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN