Lodge House, Church Broughton, Derby, DE65 5AL

UPRN:10000819625Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: D (60)

Data freshness:Listing· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Lodge House, Church Broughton, Derby, DE65 5AL

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£871,000

£827k - £914kHigh

Estimate

£871k

Range

£827k – £914k

Rent Estimate (pcm)

£3,400

£3k - £4k

Monthly

£3,400

Yield

4.66%

Verdict

Derived from HomePortfolio scores

Lodge House earns an INVESTIGATE rating with HP Score 55/100. Investment score 48/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

48/ 100

Mixed

Crime Score

23/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 33Bike 23

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10000819625· as of 13 Oct 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.79
- valuation_snapshotsrent estimate 3400/mo (range 3050-3750)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,322/mo, -39% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 100 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
280 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£656,000£1,006,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£875,000

At the asking price

Monthly rent£3,400/mo

Evidenced range £3,050-£3,750

Interest rate5.4%

Loan to value75%

Cash required: £297,550
Net cash flow: -£599/mo
Cash on cash: -2.4%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000819625Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 3400/mo (range 3050-3750)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3400/mo (range 3050-3750)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 100 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£871,000

Rent Estimate (pcm)£3,400

Gross Yield4.66%

1y Growth-

3y Growth+0.3%

5y Growth+2.0%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2DE65 5AL

Approval Rate

-12mo

Development

low

DMPA/2026/1237
The erection of a single storey rear extension to the main dwelling, a side extension to the garden room/out building to form an annexe, installation of solar panels and replacement of windows and doors at
Pending
DMPA/2026/0776
Erection of a detached triple garage with covered outdoor entertaining area at
Conditions
DMPA/2025/1467
The erection of a single storey rear extension at
Conditions

View Planning Timeline

Ownership

Corporate Ownership69.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,452

Population Density44 /km²

Owner Occupied86%

Age Distribution

0-15 14%16-64 63%65+ 23%

View Area Profile

Schools Nearby

Church Broughton CofE Primary School
0.9 mi
-
Longford CofE Primary School
2.1 mi
Good
Wellbrook School
2.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Heath Fields Primary School
2.7 mi
Good

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Lodge Hill Farm Lodge Hill
-
£450k
-
Lodge Hill Farm Lodge Hill
-
£554k
-
Lodge Hill Farm Lodge Hill
-
£510k
-
Lodge Hill Farm Lodge Hill
-
£650k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN