1A Ottways Avenue, Ashtead, KT21 2PH

UPRN:10000823439Semi-Detached House2 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band EEPC: C (78)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£524,000

£498k - £551kHigh

Estimate

£524k

Range

£498k – £551k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

4.57%

Verdict

Derived from HomePortfolio scores

1A Ottways Avenue earns an INVESTIGATE rating with HP Score 79/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

55/ 100

Moderate

Transit & Bike

Transit 11Bike 47

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +4.8% (HIGH), sold-comps +15.6%, £/sqft +15.6%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10000823439· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.7%· as of 26 Oct 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.78
- valuation_snapshotsrent estimate 1900/mo (range 1700-2100)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -839/mo, -44% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 111 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
120 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£374,000£574,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£499,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,700-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £165,950
Net cash flow: -£369/mo
Cash on cash: -2.7%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000823439Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.7%Valuation edge · as of 26 Oct 2026
valuation_snapshotsrent estimate 1900/mo (range 1700-2100)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1900/mo (range 1700-2100)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 111 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£524,000

Rent Estimate (pcm)£1,900

Gross Yield4.57%

1y Growth-

3y Growth+4.3%

5y Growth+3.1%

10y Growth+2.9%

Last Sold Price£470,000 (2021-09-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT21 2PH

Approval Rate

-12mo

Development

low

MO/2026/01586
TPO/103/2/J T1, T2 & T3 - Beech Tree's & Horse Chestnut - Lift Crown forming a 3 metre crown lift. T4 - Common Lime - Re reduce back to previous reduction points by removing up to 3 metres of new growth. T5 - Maple - Reduce crown of Maple tree by 2.5-3 metres radially creating new neat and formal shape
Pending
MO/2026/01628
Erection of raised deck at the rear of the property with privacy screening and reinstatement of balcony and steps.
Pending
MO/2026/01560
Erection of part single, part two storey side/rear extension and rear roof extension incorporating 1 No. dormer window, erection of 1 No. dormer window to side and front porch and installation of 4 No. solar panels to front roof slope and alterations to fenestration including replacement windows throughout.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-09-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,341

Population Density1,896 /km²

Owner Occupied82%

Age Distribution

0-15 19%16-64 54%65+ 27%

View Area Profile

Schools Nearby

West Ashtead Primary Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Andrew's Catholic School
0.3 mi
Inspected as St Andrew's Catholic School (URN 125275) on 22 May 2024
St Peter's Catholic Primary School
0.4 mi
Inspected as St Peter's Catholic Primary School (URN 125211) on 4 Jun 2024
Downsend School
0.4 mi
Inspected by ISI

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1A Ottways Avenue
-
£470k
-
4 Ottways Avenue
-
£625k
-
2 Ottways Avenue
-
£760k
-
1A Ottways Avenue
-
£340k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN