5 Park Lane, Ashtead, KT21 1DW

UPRN:10000824095Detached House6 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band GEPC: C (80)

Data freshness:Planning· 6mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,596,000

£1.52M - £1.68MHigh

Estimate

£1.60M

Range

£1.52M – £1.68M

Rent Estimate (pcm)

£5,200

£5k - £6k

Monthly

£5,200

Yield

5.67%

Verdict

Derived from HomePortfolio scores

5 Park Lane earns an INVESTIGATE rating with HP Score 71/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (14/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

14/ 100

Low

Transit & Bike

Transit 8Bike 25

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 31% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +31.1% (HIGH), sold-comps +4.8%, £/sqft +4.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10000824095· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.3%· as of 28 Oct 2026
Rental economics3.9/40
gross yield 5.7%; range width penalty ×0.72; the estimate this rent rides on sits 31% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 5200/mo (range 4550-5800)· as of 12 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 31% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -949/mo, -18% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 87 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
120 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£825,000£1,265,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,100,000

At the asking price

Monthly rent£5,200/mo

Evidenced range £4,550-£5,800

Interest rate5.4%

Loan to value75%

Cash required: £385,050
Net cash flow: -£113/mo
Cash on cash: -0.4%
Score at this price: 21

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.40 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000824095Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.3%Valuation edge · as of 28 Oct 2026
valuation_snapshotsrent estimate 5200/mo (range 4550-5800)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 31% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5200/mo (range 4550-5800)
Rental economics needs verification before you rely on it
sale estimate 31% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£1,596,000

Rent Estimate (pcm)£5,200

Gross Yield5.67%

1y Growth-

3y Growth+4.3%

5y Growth+3.1%

10y Growth+2.9%

Last Sold Price£755,000 (2011-12-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1KT21 1DW

Approval Rate

-12mo

Development

low

MO/2026/01638
Demolition of existing rear loggia, first floor balcony and dormer and and erection of a single storey rear extension, first floor side extension, front porch and partial conversion of garage to habitable accommodation; erection of 2 No. dormer windows and 1 No roof light to rear to facilitate loft conversion and enclosure of side passage by replacing a gate with a door.
Pending
MO/2026/01636
Erection of porch to front and extension of eaves overhang.
Pending
MO/2026/01560
Erection of part single, part two storey side/rear extension and rear roof extension incorporating 1 No. dormer window, erection of 1 No. dormer window to side and front porch and installation of 4 No. solar panels to front roof slope and alterations to fenestration including replacement windows throughout.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-12-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,341

Population Density-

Owner Occupied90%

Age Distribution

0-15 19%16-64 55%65+ 26%

View Area Profile

Schools Nearby

St Giles' CofE (Aided) Infant School
0.1 mi
GoodConcerns
The Greville Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
City of London Freemen's School
0.5 mi
Inspected by ISI
Barnett Wood Infant School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Park Lane
-
£815k
-
Woodcote Park Lane
-
£720k
-
2 Park Lane
-
£1.05M
-
Casita Park Lane
-
£740k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN