5 Nower Lodge, Hampstead Lane, Dorking, RH4 3DW

UPRN:10000824328Flat/Maisonette2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band GEPC: C (80)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

5 Nower Lodge, Hampstead Lane, Dorking, RH4 3DW

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£574,000

£545k - £603kHigh

Estimate

£574k

Range

£545k – £603k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

5.13%

Verdict

Derived from HomePortfolio scores

5 Nower Lodge earns an INVESTIGATE rating with HP Score 82/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

74/ 100

High

Crime Score

15/ 100

Low

Walkability

72/ 100

High

Transit & Bike

Transit 10Bike 33

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.9% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10000824328· as of 13 Oct 2026
Rental economics0.9/40
gross yield 5.1%; range width penalty ×0.84
- valuation_snapshotsrent estimate 2500/mo (range 2300-2750)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -760/mo, -30% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 206 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
155 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£439,000£673,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£585,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,300-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £196,050
Net cash flow: -£244/mo
Cash on cash: -1.5%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000824328Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2500/mo (range 2300-2750)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2500/mo (range 2300-2750)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 206 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£574,000

Rent Estimate (pcm)£2,500

Gross Yield5.13%

1y Growth-

3y Growth+0.5%

5y Growth+2.1%

10y Growth+2.4%

Last Sold Price£499,950 (2014-01-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0RH4 3DW

Approval Rate

-12mo

Development

low

MO/2026/01588
Rear Garden T1 - Sycamore Crown reduction by removal of up to 2 metres of branch length.
Pending
MO/2026/01583
01 - Crimson Maple - Reduce overall size of crown by 2 metres ( Previous Points )
Pending
MO/2026/01602
Submission of details pursuant to condition 21 of planning permission MO/2024/1228 for an Outline application with all matters reserved except for means of access for a residential development of up to 86 dwellings including public open space, landscaping, surface water drainage, earthworks and all other associated infrastructure.
Pending

View Planning Timeline

Ownership

Corporate Ownership53.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2014-01-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,341

Population Density2,245 /km²

Owner Occupied68%

Age Distribution

0-15 19%16-64 62%65+ 19%

View Area Profile

Schools Nearby

The Priory Church of England School
0.1 mi
Inspected as The Priory CofE Voluntary Aided School (URN 125281) on 12 Mar 2019
St Joseph's Catholic Primary School
0.2 mi
Inspected as St Joseph's Catholic Primary School (URN 125204) on 29 Mar 2023
Powell Corderoy Primary School
0.2 mi
Inspected as Powell Corderoy Primary School (URN 125151) on 21 Sep 2022
Dorking Nursery School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Nower Lodge Hampstead Lane
-
£309k
-
Nower Lodge Hampstead Lane
-
£500k
-
Nower Lodge Hampstead Lane
-
£250k
-
Nower Lodge Hampstead Lane
-
£420k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN