Flat 1, St Thomas House, 7 St Thomas Street, Winchester, SO23 9GN

UPRN:10000837223Converted Flat1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: -EPC: E (47)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 1, St Thomas House, 7 St Thomas Street, Winchester, SO23 9GN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£179,000

£170k - £188kHigh

Estimate

£179k

Range

£170k – £188k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

6.80%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 69/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

69/ 100

Elevated

Walkability

97/ 100

Excellent

Transit & Bike

Transit 33Bike 64

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£150,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £46,800
Net cash flow: £82/mo
Cash on cash: 2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.68 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£179,000

Rent Estimate (pcm)£850

Gross Yield6.80%

1y Growth-

3y Growth-3.1%

5y Growth-1.1%

10y Growth+1.9%

Last Sold Price£139,950 (2006-07-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SO23 9GN

Approval Rate

-12mo

Development

low

26/02282/HOU
Alterations to side extension roof and rear elevation, new fence, new shed, new air-conditioning condensers, alterations to front boundary wall and removal of existing conservatory
Pending
26/02290/TPC
T1 & T2- Ash Trees. Permission to fell to ground level. The pair of trees have very poor form and asthetic value, and are also in very close proximity to the wall, with potential to cause damage. Signs of dieback have also been exhibited over the past 2 years, and there is a very busy road beneath the trees.
Pending
26/02284/TPO
sycamore - reduce height and thin some side branches due to excessive shading
Pending

View Planning Timeline

Ownership

Corporate Ownership52.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2006-07-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,352

Population Density-

Owner Occupied37%

Age Distribution

0-15 22%16-64 62%65+ 16%

View Area Profile

Schools Nearby

Swanwick Lodge
0.1 mi
-
The Pilgrims School
0.3 mi
Inspected by ISI
Winchester College
0.4 mi
Inspected by ISI
St Bede Church of England Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

St Thomas House, 7 St Thomas Street
-
£240k
-
St Thomas House, 7 St Thomas Street
-
£230k
-
St Thomas House, 7 St Thomas Street
-
£228k
-
St Thomas House, 7 St Thomas Street
-
£235k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN