35 Cambridge Road, Dunton, Biggleswade, SG18 8RT

UPRN:10000864202Detached House5 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band GEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

35 Cambridge Road, Dunton, Biggleswade, SG18 8RT

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£908,000

£726k - £1.09MLow

Estimate

£908k

Range

£726k – £1.09M

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

5.26%

Verdict

Derived from HomePortfolio scores

35 Cambridge Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

22/ 100

Low

Transit & Bike

Transit 9Bike 33

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -34.3%, £/sqft -34.2%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.1%· as of 29 Oct 2026
Rental economics1.6/40
gross yield 5.3%; range width penalty ×0.80
- valuation_snapshotsrent estimate 3500/mo (range 3150-3850)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -928/mo, -27% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity9.2/15
351 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£599,000£919,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£799,000

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,150-£3,850

Interest rate5.4%

Loan to value75%

Cash required: £270,950
Net cash flow: -£274/mo
Cash on cash: -1.2%
Score at this price: 11

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.1%Valuation edge · as of 29 Oct 2026
valuation_snapshotsrent estimate 3500/mo (range 3150-3850)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3500/mo (range 3150-3850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£908,000

Rent Estimate (pcm)£3,500

Gross Yield5.26%

1y Growth-

3y Growth-0.5%

5y Growth+1.1%

10y Growth+3.3%

Last Sold Price£475,000 (2009-09-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0SG18 8RT

Approval Rate

-12mo

Development

low

CB/26/02709/VOC
Variation of Condition 2 of planning permission CB/24/03547/FULL (Erection of a dwellinghouse) - Variation sought for design revisions.
Pending
CB/26/02353/VOC
Variation of condition number 3 of planning permission CB/24/01448/REG3. Variation sought for updated indicative layout of the proposed highway works and road markings
Rejected
CB/26/01907/DOC
Discharge of Conditions 4, 6, 7, 8, 9, 10, 11, 14, 16 and 20 against planning permission ref. CB/23/01779/FULL (Erection of two new detached dwellings and associated works)
Pending

View Planning Timeline

Ownership

Corporate Ownership67.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-09-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,622

Population Density39 /km²

Owner Occupied72%

Age Distribution

0-15 16%16-64 62%65+ 22%

View Area Profile

Schools Nearby

Dunton CofE Junior School
0.2 mi
Good
Sutton CofE VA Primary School
2.0 mi
Report card2025
Ofsted no longer awards a single overall grade.
OneSchool Global UK - Biggleswade Campus
2.1 mi
Inspected by ISI
Wrestlingworth CofE Infant School
2.2 mi
Good

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Old Bakery Yard
-
£530k
-
1 Old Bakery Yard
-
£510k
-
2 Old Bakery Yard
-
£495k
-
7A Cambridge Road
-
£330k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN