Marble Syke, Broughton Cross, Cockermouth, CA13 0TY

UPRN:10000886491Detached BungalowBeds -Built -

Tenure: -Council Tax: Band DEPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Marble Syke, Broughton Cross, Cockermouth, CA13 0TY

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£245,000

£196k - £294kLow

Estimate

£245k

Range

£196k – £294k

Rent Estimate (pcm)

£650

£600 - £750

Monthly

£650

Yield

3.12%

Verdict

Derived from HomePortfolio scores

Marble Syke earns an INVESTIGATE rating with HP Score 63/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

1/ 100

Low

Transit & Bike

Transit 22Bike 1

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.1%; range width penalty ×0.74
- valuation_snapshotsrent estimate 650/mo (range 600-750)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -707/mo, -109% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
179 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£750

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: -£394/mo
Cash on cash: -6.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.77 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 650/mo (range 600-750)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 650/mo (range 600-750)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£245,000

Rent Estimate (pcm)£650

Gross Yield3.12%

1y Growth-31.5%

3y Growth+0.7%

5y Growth+0.0%

10y Growth+1.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CA13 0TY

Approval Rate

-12mo

Development

low

LBC/2026/0034
Listed Building Consent for replacement of doors to front and rear; installation of multifuel burner and external double-walled flue; creation of fireplace; removal of an internal door and filling of resultant door opening. Fixing BT 51 cable bracket for internet. (Retrospective)
Pending
HOU/2026/0119
Replacement of doors to front and rear; installation of multifuel burner and external double-walled flue; creation of fireplace; removal of an internal door and filling of resultant door opening. Fixing BT 51 cable bracket for internet.
Pending
LBC/2026/0033
Listed Building Consent for removal of C20 gabled porch, removal of C20 glazed lean-to and its replacement with a new single-storey lean-to and formation of garden doors to the rear elevation.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied68%

Age Distribution

0-15 18%16-64 62%65+ 20%

View Area Profile

Schools Nearby

St Bridget's CofE School
0.3 mi
Good
Broughton Primary School
0.8 mi
Good
Derwent Vale Primary and Nursery School
2.0 mi
-
Broughton Moor Primary School
2.3 mi
Inspected as Broughton Moor Primary School (URN 112129) on 14 Nov 2023

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Beechwood House
-
£331k
-
Thistlefield
-
£295k
-
1 Station Cottage
-
£401k
-
1 Station View
-
£120k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN