Midtown Cottage, Little Bampton, Wigton, CA7 0JQ

UPRN:10000887388Detached Bungalow5 bedsBuilt before 1900

FreeholdCouncil Tax: Band CEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Midtown Cottage, Little Bampton, Wigton, CA7 0JQ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£373,000

£354k - £392kHigh

Estimate

£373k

Range

£354k – £392k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

3.95%

Verdict

Derived from HomePortfolio scores

Midtown Cottage earns an INVESTIGATE rating with HP Score 55/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 24Bike 4

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£349,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,000-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £113,450
Net cash flow: -£382/mo
Cash on cash: -4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£373,000

Rent Estimate (pcm)£1,150

Gross Yield3.95%

1y Growth+105.1%

3y Growth+1.6%

5y Growth+2.6%

10y Growth+4.8%

Last Sold Price£156,000 (2025-03-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CA7 0JQ

Approval Rate

-12mo

Development

low

FUL/2026/0014
Proposed new storage building
Approved
HOU/2024/0102
20 x 440w solar panels on south facing roof ad battery (4 x 5.32kw) storage in garage
Approved
LBC/2023/0039
Listed building consent for the upgrade of existing single glazed windows with doubled glazed timber windows
Approved

View Planning Timeline