7 Burnfoot, Wigton, CA7 9HL

UPRN:10000889120Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band AEPC: F (36)

Data freshness:Price Paid· freshPlanning· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£135,000

£129k - £142kHigh

Estimate

£135k

Range

£129k – £142k

Rent Estimate (pcm)

£400

£350 - £450

Monthly

£400

Yield

3.53%

Verdict

Derived from HomePortfolio scores

7 Burnfoot earns an INVESTIGATE rating with HP Score 75/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

74/ 100

High

Transit & Bike

Transit 3Bike 26

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 31 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.7% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10000889120· as of 9 Oct 2026
Rental economics0/40
gross yield 3.5%; range width penalty ×0.70
- valuation_snapshotsrent estimate 400/mo (range 350-450)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -410/mo, -102% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 31 Oct 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 382 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 31 Oct 2026
Risk & liquidity14.7/15
231 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£102,000£156,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£136,000

At the asking price

Monthly rent£400/mo

Evidenced range £350-£450

Interest rate5.4%

Loan to value75%

Cash required: £42,320
Net cash flow: -£182/mo
Cash on cash: -5.2%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.87 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000889120Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 400/mo (range 350-450)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 31 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 31 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 400/mo (range 350-450)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 382 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£135,000

Rent Estimate (pcm)£400

Gross Yield3.53%

1y Growth-

3y Growth+1.6%

5y Growth+2.6%

10y Growth+4.8%

Last Sold Price£139,500 (2007-11-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1CA7 9HL

Approval Rate

100%12mo

Development

low

FUL/2026/0121
Replace existing front wooden windows and doors to front of building with plastic bifold windows and double doors, with the creation of new rear door into beer garden.
Pending
CAT/2026/0021
Tree 80 - Beech - Remove snapped hung up branch in crown Tree 94 - Oak - Remove deadwood Tree 95 - Oak - Remove deadwood. Remove snapped hung up branch in crown. Crown reduce by 20% Tree 96 - Oak - Remove deadwood Tree 124 - Robinia - Remove tree Tree 129 - Poplar - Remove snapped hung up branch in crown Tree 136 - Poplar - Remove branch which is splitting at union Tree 156 - Oak - Remove deadwood. Remove snapped hung up branch. Crown reduce by 20%
Approved
FUL/2026/0120
Change of Use from former bank to two class E shops and three flats
Pending

View Planning Timeline

Ownership

Corporate Ownership85.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-11-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied77%

Age Distribution

0-15 20%16-64 61%65+ 19%

View Area Profile

Schools Nearby

St Cuthbert's Catholic Primary School
0.2 mi
Inspected as St Cuthbert's Catholic Primary School (URN 112310) on 5 Mar 2020
Thomlinson Junior School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Nelson Thomlinson School
0.4 mi
Good
Wigton Nursery and Infant School
0.5 mi
Good

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Burnfoot Lodge Burnfoot
-
£280k
-
2 Burnfoot
-
£40k
-
1 Burnfoot
-
£37k
-
Burnfoot Cottage Burnfoot
-
£140k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN