2 Church View, The Square, Calderbridge, Seascale, CA20 1DL

UPRN:10000894133Terrace Property3 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Price Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

2 Church View, The Square, Calderbridge, Seascale, CA20 1DL

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£146,000

£117k - £175kLow

Estimate

£146k

Range

£117k – £175k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

11.25%

Verdict

Derived from HomePortfolio scores

2 Church View earns an INVESTIGATE rating with HP Score 57/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 25Bike 7

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£80,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £25,300
Net cash flow: £249/mo
Cash on cash: 11.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£146,000

Rent Estimate (pcm)£750

Gross Yield11.25%

1y Growth+27.8%

3y Growth+3.9%

5y Growth+2.3%

10y Growth+1.8%

Last Sold Price£108,000 (2023-06-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0CA20 1DL

Approval Rate

-12mo

Development

low

7/2024/4079
Roofing over existing sheep handling system
Rejected
4/24/2226/0F1
ALTERATIONS AND EXTENSION FOR TWO STOREY EXTENSION WITH JULIETTE BALCONY FOR LIVING KITCHEN DINER AND MASTER BEDROOM SUITE
Approved
4/23/2378/0L1
APPLICATION FOR LISTED BUILDING CONSENT FOR NEW OPENING IN STONE BOUNDARY WALL AND INSTALLATION OF ELECTRIC CAR CHARGER (PART RETROSPECTIVE)
Approved

View Planning Timeline