Springfield, Bootle, Millom, LA19 5UL

UPRN:10000896040Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: F (35)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£407,000

£326k - £488kLow

Estimate

£407k

Range

£326k – £488k

Rent Estimate (pcm)

£950

£800 - £1k

Monthly

£950

Yield

3.04%

Verdict

Derived from HomePortfolio scores

Springfield earns an INVESTIGATE rating with HP Score 67/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (15/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

70/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

15/ 100

Low

Transit & Bike

Transit 16Bike 6

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.0%; range width penalty ×0.57
- valuation_snapshotsrent estimate 950/mo (range 800-1100)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,014/mo, -107% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Risk & liquidity1.4/15
3 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£950/mo

Evidenced range £800-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£608/mo
Cash on cash: -6.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.75 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 950/mo (range 800-1100)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 800-1100)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£407,000

Rent Estimate (pcm)£950

Gross Yield3.04%

1y Growth-

3y Growth-2.7%

5y Growth-7.5%

10y Growth-2.1%

Last Sold Price£55,000 (2000-11-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1LA19 5UL

Approval Rate

-12mo

Development

low

7/2026/4040
Use of one existing internal room as a community room
Approved
7/2026/4029
The proposal comprises the replacement and repair of cast-iron rainwater goods, wet-dash gypsum render, and external decorations, as well as the removal of masonry and alteration to twin flue system and internal plaster repairs
Approved
7/2026/4017
Approval of details reserved by condition 3 on planning permission 7/2023/4105 (renewable energy). Erection of a 2 storey dwelling with integral garage and home office - variation of condition 2 amendments to design, on planning permission 7/2021/4156
Conditions

View Planning Timeline

Ownership

Corporate Ownership92.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2000-11-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density15 /km²

Owner Occupied69%

Age Distribution

0-15 16%16-64 56%65+ 28%

View Area Profile

Schools Nearby

Captain Shaw's CofE School
0.3 mi
Good
Waberthwaite CofE School
3.5 mi
-
Thwaites School
4.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Black Combe Junior School
6.0 mi
Requires improvement

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Pipers Croft
-
£13k
-
Brookfield
-
£315k
-
Low Mill Holme
-
£150k
-
Springfield
-
£55k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN