South Fell Dyke, Lamplugh, Workington, CA14 4SH

UPRN:10000896630Detached HouseBeds -Built before 1900

FreeholdCouncil Tax: Band DEPC: E (44)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

South Fell Dyke, Lamplugh, Workington, CA14 4SH

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£633,000

£569k - £696kMedium

Estimate

£633k

Range

£569k – £696k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

Verdict

Derived from HomePortfolio scores

South Fell Dyke earns an INVESTIGATE rating with HP Score 53/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 25Bike 4

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£64,995

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,550-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £20,799
Net cash flow: £1,027/mo
Cash on cash: 59.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 8.21 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£633,000

Rent Estimate (pcm)£1,800

Gross Yield-

1y Growth-

3y Growth+2.5%

5y Growth+4.0%

10y Growth+2.7%

Last Sold Price£450,000 (2015-02-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA14 4SH

Approval Rate

-12mo

Development

low

4/26/2127/0F1
RAISE SECTION OF GARDEN TO MATCH EXISTING DRIVEWAY HEIGHT (1.5M AT DEEPEST POINT) TO IMPROVE ACCESS, EGRESS AND PARKING & CONSTRUCTION OF GABION WALL AS A RETAINING STRUCTURE
Approved
7/2025/4077
Change of use of land to static caravan site and removal of redundant former reception building and associated site works
Rejected
4/25/2131/0F1
CHANGE OF USE FROM RESIDENTIAL HOME TO FARM SHOP
Approved

View Planning Timeline

Ownership

Corporate Ownership65.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-02-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied67%

Age Distribution

0-15 16%16-64 61%65+ 23%

View Area Profile

Schools Nearby

Kirkland Church of England Academy
1.6 mi
Good
Arlecdon Primary School
2.2 mi
Good
Ennerdale and Kinniside CofE Primary School
2.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Frizington Nursery School
3.2 mi
Good

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Dockray Meadow Caravan Club Site
-
£550k
-
High Trees Farm
-
£625k
-
Murton Bank
-
£320k
-
Smaithwaite Farm
-
£300k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN