Lackerton Barn, Gatra Farm, Lamplugh, Workington, CA14 4SA

UPRN:10000896671Detached Property3 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band EEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Lackerton Barn, Gatra Farm, Lamplugh, Workington, CA14 4SA

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£845,000

£676k - £1.01MLow

Estimate

£845k

Range

£676k – £1.01M

Rent Estimate (pcm)

£2,400

£2k - £3k

Monthly

£2,400

Yield

3.03%

Verdict

Derived from HomePortfolio scores

Lackerton Barn earns an INVESTIGATE rating with HP Score 56/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 25Bike 8

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.0%; range width penalty ×0.66
- valuation_snapshotsrent estimate 2400/mo (range 2100-2750)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,374/mo, -99% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Risk & liquidity9.2/15
434 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£2,400/mo

Evidenced range £2,100-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£1,545/mo
Cash on cash: -5.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.75 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2400/mo (range 2100-2750)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2400/mo (range 2100-2750)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£845,000

Rent Estimate (pcm)£2,400

Gross Yield3.03%

1y Growth-

3y Growth+2.5%

5y Growth+4.0%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0CA14 4SA

Approval Rate

-12mo

Development

low

4/26/2334/0F1
DEMOLITION OF EXISTING EXTENSIONS AND ERECTION OF TWO STOREY EXTENSION AND CONVERSION OF DETACHED BARN TO STUDIO FOR USE BY OCCUPANTS OF DWELLING
Pending
4/26/2309/HPAE
PRIOR APPROVAL TO DEMOLITISH EXISTING CONSERVATORY AND CONSTRUCTION OF NEW SINGLE STOREY REAR EXTENSION
Pending
4/26/2247/0F1
FRONT PORCH WITH GLAZED ROOF
Approved

View Planning Timeline