Fold Gate Farm, Corney, Millom, LA19 5TN

UPRN:10000896880Detached House5 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Fold Gate Farm, Corney, Millom, LA19 5TN

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

13 of 21 sources

Sale Estimate

£755,000

£680k - £831kMedium

Estimate

£755k

Range

£680k – £831k

Rent Estimate (pcm)

£1,750

£1k - £2k

Monthly

£1,750

Yield

1.79%

Verdict

Derived from HomePortfolio scores

Fold Gate Farm earns an INVESTIGATE rating with HP Score 61/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 16Bike 8

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,175,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,450-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £415,050
Net cash flow: -£2,754/mo
Cash on cash: -8.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.44 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£755,000

Rent Estimate (pcm)£1,750

Gross Yield1.79%

1y Growth-

3y Growth-2.7%

5y Growth-7.5%

10y Growth-2.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0LA19 5TN

Approval Rate

-12mo

Development

low

7/2025/4069
Demolition of existing rear and front extensions, and replacement rear extension and new front porch. Conversion of part of adjoined barn to become part of the farm house accommodation. Conversion of part of far end of adjoined barn to become self contained annex accommodation to the main house
Conditions
7/2024/4093
Construction of an agricultural building for livestock, machinery and farming materials
Conditions
RC/2024/0025
60 day temporary recreational campsite
Approved

View Planning Timeline

Ownership

Corporate Ownership92.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied69%

Age Distribution

0-15 16%16-64 56%65+ 28%

View Area Profile

Schools Nearby

Waberthwaite CofE School
1.2 mi
-
Captain Shaw's CofE School
2.4 mi
Good
Thwaites School
5.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Bega's CofE Primary School
5.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN