Steelfield Hall, Gosforth, Seascale, CA20 1AG

UPRN:10000900853Detached HouseBeds -Built -

FreeholdCouncil Tax: Band EEPC: -

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Steelfield Hall, Gosforth, Seascale, CA20 1AG

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£994,000

£945k - £1.04MHigh

Estimate

£994k

Range

£945k – £1.04M

Rent Estimate (pcm)

£3,400

£3k - £4k

Monthly

£3,400

Yield

4.29%

Verdict

Derived from HomePortfolio scores

Steelfield Hall earns an INVESTIGATE rating with HP Score 65/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (25/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

25/ 100

Low

Transit & Bike

Transit 24Bike 34

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +4.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10000900853· as of 12 Oct 2026
Rental economics4.7/40
gross yield 5.6% on contractual rent (listing-disclosed tenancy); contractual 5833/mo far above the 3400/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 5833.33/mo (tenanted)· as of 3 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -889/mo, -20% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 135 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
41 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£712,500£1,092,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£3,400/mo

Evidenced range £3,000-£3,750

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£852/mo
Cash on cash: -3.1%
Score at this price: 19

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.06 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10000900853Valuation edge · as of 12 Oct 2026
listing_factscontractual rent 5833.33/mo (tenanted)Rental economics · as of 3 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
contractual rent 5833.33/mo (tenanted)
Seller motivation could not be scored
context, not scored: 2 price cut(s), 135 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£994,000

Rent Estimate (pcm)£3,400

Gross Yield4.29%

1y Growth-

3y Growth+3.9%

5y Growth+2.3%

10y Growth+1.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA20 1AG

Approval Rate

-12mo

Development

low

T/2026/0191
Tree 5 Beech - Crown reduction of 2m and crown lifting to 4-5 metres as appropriate; Tree 6 Beech - Crown reduction of 2m and crown lifting to 4-5 metres as appropriate; Tree 7 Scots Pine - additional advice requested in relation to this tree as crown reduction may not be appropriate; Ash tree (not covered under original TPO) - additional advice requested in relation to this tree; Tree 9 Beech - Crown reduction of 2m and crown lifting to 4-5 metres as appropriate; Tree 10 Beech - Crown reduction of 2m and crown lifting to 4-5 metres as appropriate; Tree 11 Norway Maple - Crown reduction of 2m and crown lifting to 4-5 metres as appropriate; Tree 12 Beech - Crown reduction of 2m and crown lifting to 4-5 metres as appropriate; Tree 13 Beech - Crown reduction of 2m and crown lifting to 4-5 metres as appropriate; Tree 14 Norway Maple - Crown reduction of 2m and crown lifting to 4-5 metres as appropriate; Tree 15 Beech - Crown reduction of 2m and crown lifting to 4-5 metres as appropriate; Tree 16 Beech - Crown reduction of 2m and crown lifting to 4-5 metres as appropriate; Tree 17 Beech - Crown reduction of 2m and crown lifting to 4-5 metres as appropriate; Tree 18 Beech - Crown reduction of 2m and crown lifting to 4-5 metres as appropriate; Tree 19 Beech - Crown reduction of 2m and crown lifting to 4-5 metres as appropriate
Pending
7/2026/4053
Internal alterations to ground floor area to provide two additional letting bedrooms and alterations to external door way to provide new window opening
Pending
7/2026/4054
New agricultural building and re-roofing of farmhouse and porch
Pending

View Planning Timeline