15 Leander Close, Whitehaven, CA28 9LQ

UPRN:10000904253Detached House3 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band CEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£221,000

£210k - £232kHigh

Estimate

£221k

Range

£210k – £232k

Rent Estimate (pcm)

£700

£650 - £800

Monthly

£700

Yield

3.82%

Verdict

Derived from HomePortfolio scores

15 Leander Close earns an INVESTIGATE rating with HP Score 59/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (37/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

49/ 100

Elevated

Walkability

37/ 100

Mixed

Transit & Bike

Transit 42Bike 11

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£800

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: -£258/mo
Cash on cash: -4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.94 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£221,000

Rent Estimate (pcm)£700

Gross Yield3.82%

1y Growth-

3y Growth+3.2%

5y Growth+2.8%

10y Growth+2.2%

Last Sold Price£170,000 (2022-04-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

-CA28 9LQ

Approval Rate

-12mo

Development

4/26/2288/DOC
DISCHARGE OF CONDITION 2 OF PLANNING APPROVAL 4/26/2061/0B1
Approved
4/26/2258/DOC
DISCHARGE OF CONDITION 3 OF PLANNING APPLICATION 4/20/2455/0F1
Pending
4/26/2089/DOC
PARTIAL DISCHARGE OF CONDITION 27 OF PLANNING APPLICATION 4/13/2235/0O1
Approved

View Planning Timeline

Ownership

Corporate Ownership75.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-04-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density1,754 /km²

Owner Occupied35%

Age Distribution

0-15 24%16-64 63%65+ 13%

View Area Profile

Schools Nearby

St Mary's Catholic Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Kells Infant School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Monkwray Junior School
0.6 mi
Good
St Gregory and St Patrick's Catholic Infant School
0.9 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Leander Close
-
£195k
-
4 Leander Close
-
£185k
-
7 Leander Close
-
£171k
-
15 Leander Close
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN